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If you have medical bills you can't afford to pay, you should write hardship letter to the hospital and/or your medical provider, and do it before you are sent to collection agency. Trying to explain the situation shows your good faith and desire to satisfy your bills. Hospitals and medical professionals are very likely to meet you half way, instead of trying to collect through the third party. So writing a short and right to the point medical bills hardship letter is certainly worth while, as long as you intend to pay. Send it by registered mail with return receipt required. Here is the sample.

Date {MM/DD/YYYY}

Hospital/Provider

Hospital/Provider Billing Department address

Your name

Your address

Account #

RE: Date(s) in the hospital or of medical procedure {MM/DD/YYYY}

Dear Sir or Madam,

This is the medical hardship letter to state my inability to pay the bill for amount of $$$$ for the procedure performed on the {MM/DD/YYYY} (or my hospital stay from {MM/DD/YYYY} to {MM/DD/YYYY}). Please understand that this is neither a refusal to pay nor a dispute of the charges, but simply an explanation of my financial situation.

My current income is just enough to cover basic necessities, and by paying your charges at once as required, would lead to a serious financial hardship for my family and myself. With that said, I want to pay for the medical services performed and my stay in the hospital. I would like to propose paying you the entire amount in monthly installments for the next 12 months (or you can suggest to pay 50% of the bill at once). I am truly hoping for your favorable response.

Thank You for your understanding

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โˆ™ 2015-06-07 15:28:52
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Q: Where can you get a sample of a hardship letter for medical bills?
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How can you apply for a hardship for medical bills?

You can write a letter to the hospital explaining your hardship and the hospital may offer you financial assistance. There are also charities that offer financial assistance for people who have problems paying their medical bills.


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