The other poster is correct, but most Insurance companies will give you Home Insurance. By having alarm systems, smoke alarms, etc., you get a better rate on your insurance. I have smoke alarms, but dogs, so don't bother with alarm systems. The thieves these days have it down to a fine art and are in and out of your house before the police get there anyway. I live in British Columbia, Canada and many of my friends say that their alarm systems can go off because they are so sensaiive and are a big pain in the butt. Everytime the police have to come to your home and it's a false alarm you are now charged. AAA is a good place to go as the former poster said. AAA,(or triple A) Its not just for autos. I had it through Farm Bureau for many years of raising Great Pyrenees. The trick to this is to put a few signs up around your proprerty saying "Guard Dog on Duty". This sign says you're paying that dog to bite you if you are stupid. The "Beware of Dog" sign merely says you have an uncontrolled dog that you don't know what they will do. There is a big difference and if your insurance company gives you any static ask for a discount for having a burglary alarm as well as a fire/smoke alarm in this 4 legged form. I've never had a problem getting home owners insurance with these "Guard Dog on Duty" signs up.
We had difficulty getting insurance because we had Rottweilers. Granted, our dogs are family pets, not guard dogs, but we were able to get insurance through Liberty Mutual. I don't even know if they inquired about our dogs. I do know that some of the other insurance companies won't even touch you if you're dogs are "on the list". We also had to get a letter from our vet stating that our dogs were very well tempered and show obedience training documents. Most insurance companies will see the dogs as a liability, you're better off stating that they are pets, not guard dogs. Hope this helps.
Liberty Homeowners Insurance offer protection to one's home and also what is inside it. This insurance company offers protection to the owner of the house and the actual house. This company also offers advice on how to help keep your home safe.
Anyone who owns a home can benefit from the protection afforded from a Homeowners Insurance policy. Typical coverages offer protection for homeowners from losses known as "Perils" or "Hazards" such as damages from Fire, lightning, wind and hail storms as well as many others.
Most homes that you buy now require you to have homeowners insurance. This is to not only protect you in the event something happens to the home, but to protect the company who sold you the home. Homeowners insurance is added in with the monthly payment and covers everything from fires to floods. It is a good investment even if you are not buying a home. Homeowners insurance is available for people who already own their home and want added protection.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
The liability portion of your home insurance policy provides protection in the event someone asserts a claim of liability against the homeowner for damages or injuries.
No. Homeowners insurance only covers physical damage to the home and contents and liability risks.
Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.
Your homeowners insurance covers your home structure.
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
Allstate offers homeowners liability protection and peace of mind. Get information on home insurance or call them for a quote. It should be not too much hassle.
It's called Homeowners insurance.
Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.