InsureMe is a good option. Some states have "assigned risk" policies. In order to receive a license to sell insurance in these states, a company has to agree to accept a certain number of high risk drivers. The agent from the cancelling company should be able to tell you if this applies to your state and where to get an application if it does.
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
If your contractor refuses to give you copies or originals of the insurance papers, contact the insurance company themselves. If the insurance company name is not known, call the state you live in to inquire.
The insurance company will pay you the worth of your car minus your deductible.
Your contract with the tradesman is between "You and the Contractor", He did not contract with your insurance company. All the insurance company did is agree to pay the bill for you. So you would need to bring your own civil or criminal action against your contractor depending on the circumstances.
You only need to report it if you are expecting some compensation.,
Most companies do not require you to report the accident to your own insurance company, but if you later find out the person did not have valid insurance or the other insurance company refuses to pay and then you later have to file a claim on your policy, it will slow down the claim process. Plus, each state has a statute on the time limit you have to file a claim and want it to be covered.
If your home is/was mortgaged - the insurance MUST be in effect as protection to the mortgage holder. The insurance company is just making sure that you are not cancelling what is MANDATORY coverage to save yourself some money.
Many health insurance companies offer what is called "Pay and Chase". Meaning, your health insurance company will pay your hospital claims and chase the automotive insurance for the rest of the money. It is possible that you may have this type of plan. If that is not a possibility to you, you could entertain the possibility of legal action. It might be far less costly and stressful to contact your insurance company first.
You may want to contact your health insurance business office and find out the reason for the refusal to pay for treatment. Each insurance company has their own rules and regulations regarding what they will cover.
You will have to take them to court if it was their fault. Many times you can garnish their wages for not paying up.
He can get an assigned risk policy from any auto insurance company.
no. it depends what company
Generally, if a life insurance company is notified of the death of the insured and there are named beneficiaries, the company pays off upon official notification of the death. You should speak with a customer service representative at the insurance company who can review your situation and advise you how to obtain your share of the proceeds.
That's your insurance companies problem, let them deal direct with them on your behalf (their job) and the two can decide which one pays. Just get some estimates and have the deductible ready.
Insurance Policy Information is covered by the Federal privacy act. You will have to ask them for their insurance information, If you have been involved in an accident and the other party refuses to release that information to you and you have a bonifide claim, Then you have the option to sue the responsible party and have the court order the information to be released to you.
You can take the company to court and have the court submit a judgment against the company. You can actually obtain your money from the company that refuses to submit the Garnishee Answer.
Yes, It's part of your insurance contract that you signed when you applied for coverage. All insurance contract terms require that a statement be given by any and all parties regardless of age so that the Insurance Company can determine who is at fault. Refusal of a statement can cause you to be found liable by default of your insurance contract. It makes you sound guilty as you seem to have something to hide. It's usually the at fault party who is is afraid or refuses to give a statement. In these circumstances you will generally be determined at fault and will be entered in your insurance record and you insurer will have to pay the other party for all damages up to your policy limit. Refusal to honor the terms of your contract by not giving an accident statement can also cause your insurer to cancel your policy and you may have difficulty finding another insurance company in the future as your driving record will indicate that you are uncooperative and you have violated the terms your previous insurance contract.
Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.
No. Sometimes the person who caused the injuries will pay the medical costs of the victim. Sometimes an insurance company will pay the medical expenses and other compersation. All cases of injury do not end up in court unless the insurance company or person who causes the injuries refuses to pay the full amount due.
I would take the person who caused your accident to small claims court. Make sure you have all your paper work in order and can state your case.
In a case of word vs word and no witness or other proof on either side, the insurance company has a responsibility to their insured and must take their version of the accident, in which case, they would deny the claim to the other party in the accident. what if the at fault driver admits her fault but insists to settle outside of her insurance, but meanwhile refuses to pay for the damages
Insurance fraud takes place whenever an individual takes action to receive benefits that they are not due. Classic examples of this may be burning down an insured house to collect the damages, or killing a spouse to collect life insurance. These are extreme examples, but they demonstrate the basic concept of fraudulently collecting insurance. Inversely, insurance fraud occurs when a company providing coverage refuses to pay out when the terms requiring payment are met. Recently the insurance company Aflac was accused of neglecting to pay out the claims incurred during the earthquake that shook Japan.
because they don't want to...
Read your contract language. If you can prove they received it (cancelled check), then you should be fine .. if not .. you may be SOL.
Of course. Wouldn't you stop providing service to someone who stop paying for the service. As a matter of full disclosure, I own and operate a small Independent Insurance Agency in Georgia and have for 22 years. I also was an agent for a direct writer insurance company for 3 years prior.