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If you are NOT an employee, but rather a business-owner -- who needs to provide coverage -- the answer to this depends on what state you are in. Some states, e.g., Ohio, are "exclusive fund" states. If you do not live in an "exclusive fund" state, there will still be a "state fund" in place. You can purchase your coverage there, or from any private carriers that offer WC coverage in your state. You should check with the agent/broker who handles the rest of your business insurance.

It is extremely important that you deal with an "authorized insurer", meaning one that has the requisite authority to conduct business in the State(s) in which you do business and in which you must provide insurance. Because worker's compensation insurance serves the purpose of shielding your business from most individual liability for work-related claims, the failure to do business with an authorized insurer can leave your business individually exposed to worker injury claims. You should contact the Department of Insurance of your State for confirmation that the insurer that you are considering is authorized to transact worker's compensation insurance business.

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โˆ™ 2011-05-23 19:19:27
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Q: Where can you purchase workman's compensation insurance?
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Related questions

What type of workmans com insurance does a carpenter in north carolina need?

Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.


In NJ what is the Workmans Compensation insurance statute of limitations for treatment of a workplace injury?

2 years


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Workmans Compensation Insurance is a good way to get insurance coverage without emptying out your wallet. You can find more information about the rules and responsibilities and other information on this website: www.workmanscompinsurance.net/faq.html


What type of insurance protects workers who are injured on the job?

This is usually called "Workers' Compensation Insurance", or "Workers' Comp" / "Workmans Comp" for short.


How can I Register Employers for Workmans Compensation?

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Where can one purchase comp insurance?

One can purchase a compensation insurance from any local insurance provider through an insurance agent or broker. Some of the countries have an automatic coverage of compensation insurance like Pennsylvania.


Who do you contact about workmans comp fraud?

The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.


Does a company of one person need Workmans compensation insurance?

Genrally this means that there is one owner of a business. There are no partners, investors, etc.


Do you have to repay workmans compensation if you receive a lawsuit settlement?

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When a workmans compensation case is presented the supervisor?

When a workman's compensation case is presented, the supervisor should


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