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Where can you purchase workman's compensation insurance?
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Answered 2011-05-23 19:19:27
If you are NOT an employee, but rather a business-owner -- who needs to provide coverage -- the answer to this depends on what state you are in. Some states, e.g., Ohio, are "exclusive fund" states. If you do not live in an "exclusive fund" state, there will still be a "state fund" in place. You can purchase your coverage there, or from any private carriers that offer WC coverage in your state. You should check with the agent/broker who handles the rest of your business insurance.
It is extremely important that you deal with an "authorized insurer", meaning one that has the requisite authority to conduct business in the State(s) in which you do business and in which you must provide insurance. Because worker's compensation insurance serves the purpose of shielding your business from most individual liability for work-related claims, the failure to do business with an authorized insurer can leave your business individually exposed to worker injury claims. You should contact the Department of Insurance of your State for confirmation that the insurer that you are considering is authorized to transact worker's compensation insurance business.
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What type of workmans com insurance does a carpenter in north carolina need?
Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.
What are the rights and responsibilities of having a workmans comp insurance?
Workmans Compensation Insurance is a good way to get insurance coverage without emptying out your wallet. You can find more information about the rules and responsibilities and other information on this website: www.workmanscompinsurance.net/faq.html
What type of insurance protects workers who are injured on the job?
This is usually called "Workers' Compensation Insurance", or "Workers' Comp" / "Workmans Comp" for short.
Where can one purchase comp insurance?
One can purchase a compensation insurance from any local insurance provider through an insurance agent or broker. Some of the countries have an automatic coverage of compensation insurance like Pennsylvania.
Who do you contact about workmans comp fraud?
The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.
Does a company of one person need Workmans compensation insurance?
Genrally this means that there is one owner of a business. There are no partners, investors, etc.
What happens to workmen's comp if the employee is discharged from his job?
In the state of Indiana, you still will receive workmans compensation after being terminated from your job. You will receive workmans compensation until the doctor releases you.
Who is required to carry workmans compensation in Illinois?
In the state of Illinois, the employer is required to carry workman's compensation.
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Iwas hurt on the jobcan you file for benefits?
Yes, workmans compensation.
How is an Independent contractor exempt from workmans compensation law?
Where can I find an exemption from workman's compensation form? Thanks Dee
What is the average payoff from workmans compensation for herniated disc 456?
The average payoff from workman's compensation insurance for herniated discs in the United States is $20,000. This amount is based on figures from 2013 and can vary significantly from one individual to another.
Are agricultural employers exempt from carrying workmans comp?
WorkerÕs compensation insurance requirements for employers vary from state to state. The most common exemptions are for agricultural employees. Check your stateÕs workerÕs compensation website for your states requirements.
How much is workmans compensation insurance?
It depends on the insurance company and their particular experience with the kind of work, number of employees, loss history, management, company's safety program, areas of operation and more. Your insurance agent can discuss options. If you're self-employed, ask about Occupational Accident and Contingent Liability instead of Workers' Compensation.
Are workmans compensation settlement taxable?
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Why would you have to pay back workmans compensation money?
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Is an owner of a corporation exempt from workmans comp insurance?
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Where do you get an exemption form for workmans comp in Florida?
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Who governs workmans compensation insurance in North Carolina?
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Answer Workmans Compensation is there to cover men and women who are injured on the job. If you ate something for lunch and got sick from it, workmans compensation won't cover it, as it didn't happen as a result of the job.
Can you reopen a workmans compensation case after settlement in Massachusetts?
Can you reopen a workman's compensation case in massachusetts after you been paid a lump sum settlement
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You should still be collecting workmans comp if the doctor hasn't released you back to work. Workmans Compensation is an insurance that your employer bought. You can't collect unemployment if you haven't been released back to work from the doctor. You have to be ABLE to work to collect unemployment.
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