Where do you find facts about smoke and soot damage on wood furniture?
If the finish has not started to bubble or peel you can probably just polish the surface to regain most of the original appearance. Depending on the type of finish on the piece, most of the newer finishes are quite resistant to heat damage and water stains. Older finishes, especially shelac and laquer, tend to be more fragile. Older varnish tends to soften with repeated exposure to oil and is also heat sensitive. If the finish is damaged but the wood still appears to be solid and hasn't warped or started to char, you will need to refinish the surface.
If it is the result of a fire, the homeowners insurance should definitely cover it. But if it is something like a fire in a chimney flue, maybe not. That is considered routine maintenance. If it isn't done a claim might not be valid. Perhaps you can find some information in your homeowners policy or contact your insurance provider. If it's the result of a smoker living in the home, meaning you have nicotine and…
Water damage is normally easy to deal with unless mold has started to form. You will first want to find the source of the water and repair it. Sometimes you may need to replace the under layment, and sometimes you need the carpet replaced. If you have older furniture that needs to be repaired you may want to have a professional look at it.