You need General Liability Insurance. Many isurers have programs tailored for day care canters you can obtain from any authorized insurer in your state.
Any insurance agent or website can provide information about business liability insurance, but it may be best to check with the Small Business Association (SBA) or an attorney to learn the most advisable coverage for a specific business or business type.
Comprehensive general liability coverage for a small business quotes an be obtained from a local State Farm agent, or quotes can be solicited from the many internet only insurance firms.
In most cases, your homeowner's insurance will not become more expensive when you purchase a swing set. However, a small number of agencies will require that you increase your liability coverage. Even if you are not required to increase your liability coverage, you should consider doing so.
If the parties are small events at your home then your homeowners insurance should be sufficent to cover any liability concerns. If it is some big event you can purchase special event coverage to provide liability insurance for the event. These are suprisingly inexpensive for one or two day events.
Yes, you are required to have liability insurance if you wish to open, and have licensed, a small construction business.
Infinity Car insurance has a basic car insurance package which would include your basic liability coverage and a small deductible. You may want to contact them for further information on the rates, terms, etc.
You can get information about small business liability insurance from almost any insurance company, even the ones that advertise for auto insurance. The Nationwide company has liability insurance for businesses. Information can be found on the official website.
Generally, a standard one million dollar liability policy is what most have.
There are a few insurance companies out there that provide liability insurance to contractors and small businesses. Among them are Progressive, UCI Agency, Geico and Veracity Insurance.
Hiscox is a good start to find out about insurance liability. Hiscox can provide small business owners and brokers with the information they need to meet their insurance liability needs.
Most insurance companies will insure small business but the cost of the insurance may be high for a small business to absorb. Medical coverage is available for a price.
No, That's what Medical Insurance is for. Homeowners insurance is "Property Insurance", not personal injury or medical insurance. Home insurance usually come with a small amount of medical coverage, (500 to 1k dollars) for minor household injuries. Contact your insurance carrier to determine if you have this coverage. Most home insurance policies also carry liability coverage in the event you are held liable for injury to a third party. The named insured can not be liable to themselves.