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It all varies by your state laws. but normally the lender will search for repo and towing companies in the area where they think you are and they search for you and come and tow your car to a tow company or repo company lot, then they contact your lender, so you need to contact your lender to arrange payment or to get your stuff out of your car. Hope This helps Adam OUT

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Q: Where would they take a repo vehicle if your lender is in va and you live in ms?
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Who do you call to come and get a vehicle that the repo guys are looking for in Minnesota?

Call the repo guys OR the lender.


If you got the vehicle in one state where the lender is and now live in another how does the repo work with an out of state vehicle?

Usually the bank has a list of repo companies they do biz with and they pick one to repo the car. Maybe the closest to the car, maybe the cheapest, whatever.


What to do in Alabama if a lender is wanting to repo your vehicle?

Pay your bills on time :)


If your loan is current and you turn the vehicle back in to the lender can it still be reported as a repo?

YES! A repo is a repo. If you turn the vehicle in to the lender and stop making payments this is called a voluntary repossession. The lender will sell the car and you will be responsible for the difference in what the car sells for and the balance on the loan. It will be reported to all 3 credit bureaus as a default on a loan, and your credit will be ruined for 7 years. You would however save to repo fees such as towing. Do not do this. Call the lender and work something out if possible.


Can a repo company garnage your paycheck?

The repo agency does one thing; repossess the vehicle. I don't know of any case where a lender could even draw from your pay. tThey hire a repo agency to get the vehicle, and they report your delinquency so your credit score suffers..The repo agency does one thing; repossess the vehicle. I don't know of any case where a lender could even draw from your pay. tThey hire a repo agency to get the vehicle, and they report your delinquency so your credit score suffers..The repo agency does one thing; repossess the vehicle. I don't know of any case where a lender could even draw from your pay. tThey hire a repo agency to get the vehicle, and they report your delinquency so your credit score suffers..The repo agency does one thing; repossess the vehicle. I don't know of any case where a lender could even draw from your pay. tThey hire a repo agency to get the vehicle, and they report your delinquency so your credit score suffers..The repo agency does one thing; repossess the vehicle. I don't know of any case where a lender could even draw from your pay. tThey hire a repo agency to get the vehicle, and they report your delinquency so your credit score suffers..The repo agency does one thing; repossess the vehicle. I don't know of any case where a lender could even draw from your pay. tThey hire a repo agency to get the vehicle, and they report your delinquency so your credit score suffers..


Can your car be repossessed if you have no other vehicle and are less than a month behind?

YES. Read your contract. Does it say the lender cant repo IF you have no other vehicle? I think not. Less than a month behind??? Some lenders will repo when you get 3 days late. Any time you are in DEFAULT of the loan, the lender CAN repo. They may not, but they can.


What do you do if you live outside the US and are not coming back and want to let your vehicle be repossessed?

This is simple. You instruct whomever is driving the car to leave it at a dealership and notify the lender where it is. OR if you dont have that option, you tell the lender where the car is, who is driving it and any other info to help the lender repo the car.


You are currently in a bankruptcy however they repoed your car anyway What can you do?

It depends. If the repo was after you filed, and the lender did not obtain relief from stay to repo, you file a motion to hold the lender and the repo entity in contempt of the automatic stay, and ask for an order that the lender return the vehicle. If the lender did get relief from stay, you cannot do anything. If you are representing yourself, as the saying goes, you have a fool for a client. If you have a lawyer, why aren't you asking him/her?


Do you have any recourse if the repo company is trying to charge additional storage fees when you were told previously that there wouldn't be any?

Who told you there would be no storage? The lender? the repo co.? Call the LENDER, they have control of the repo company.


Can a car dealership repo your car if you already have a lender for the vehicle?

The DEALERSHIP won't repossess the car, but the lender might if you don't make the monthly payments as scheduled.


What is the punishment for hiding a vehicle from a lender in Oregon?

There isn't any.This is a civil matter not a crimminal one.If you are stopped by the police for speeding they don't care if the car is up for repo it is not their problem.It is between you and the lender.That is why the lender hires the repo co.


When your vehicle is repossessed where does it go?

Depending on who the lender is and how they dispose of repos, it will go to the repo cos. storage lot and then to the auction.