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When one is looking for a credit card, and that person has no prior credit history, the most important things to look for are low interest and high insurance.

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Q: Which credit card should people with no prior credit history look for?
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How is FICO different from credit history?

FICO is a company that takes your credit history and uses it to create a numerical representation of your credit risk. You history determines your score. It is an important distinction because you may be denied credit or pay a higher rate due to either a lower FICO score or something in your credit history. Many people with good scores fail to understand that a prior late payment on their home or something of similar impact in their past may cause they problems despite a good score.


Can you get a loan through Springfield Credit Union?

"Members of the Springfield Credit Union are able to get loans with low interest rates if they qualify based on prior credit history. Loans are available for automobiles, home improvements, mortgages, computers, and many other personal needs."


Is the wife responsible on husband debt if incurred before marriage in mo?

No you are responsible for his debt prior to marriage. Keep in mind that each come to the marriage with their own personal credit history. You are only responsible for joint accounts. Credit obtained in both names.


Can credit card companies charge a fee without prior notice?

It all depends on the circumstances. You should check ahead of time it's okopen the third & fourth link of this website: credit-debit-card.co.cchope you get answer; good luck !


How do you get bonded with bad credit?

How can I get construction payment and performance bond with bad credit. I have had successful bond prior up to 6M .

Related questions

If you pay your debts will it clear your credit?

Your credit history is exactly that... a history. Paying off your debts is certainly beneficial, but it won't immediately and completely wipe out any prior dings.


How is FICO different from credit history?

FICO is a company that takes your credit history and uses it to create a numerical representation of your credit risk. You history determines your score. It is an important distinction because you may be denied credit or pay a higher rate due to either a lower FICO score or something in your credit history. Many people with good scores fail to understand that a prior late payment on their home or something of similar impact in their past may cause they problems despite a good score.


What is the importance of credit history?

Your credit rating is established partially on your credit history. Your credit history is based on the information that your creditors have reported to credit bureaus, including credit cards, loans, and even some utility bills. If you have little to no history, there's nothing to go off of to establish your rating, so your credit will be established at a lower rate. There are no prior indicators whether or not you're a delinquent or on-time payer. So, if you want to build your credit, get a credit card, charge a few things, and pay off the majority of the balance. Financial experts recommend keeping your account balances less than 50% of your available credit. It shows that you have the ability to pay back your debt.


Can a credit report be requested for a prospective tenant?

Landlords or management companies can request a credit report to see the prospective tenant's credit history. They do need to obtain the prospective tenant's authorization for this. It is often included in the application that is filled out prior to the rental agreement.


Should patients with atrial fibrillation take Sumatriptan for migraines?

Those who have atrial fibrillation should not be taking the triptan class of medications such as sumatriptan (Imitrex). Any person who has a prior history of heart condition should reconsider taking these drugs, but in clinical trials - the only people who had atrial fibrillation from the medication, were the ones who had a prior history of it. So, taking these medications can trigger this arrhythmia in those who already suffer from it.


What are 2 other important checks you should do prior to administering a medication?

expiry and compatibility


Can you get a loan through Springfield Credit Union?

"Members of the Springfield Credit Union are able to get loans with low interest rates if they qualify based on prior credit history. Loans are available for automobiles, home improvements, mortgages, computers, and many other personal needs."


Should you not take any medications prior to a tooth extraction?

If you are taking any medications you should inform your dentist prior to your appointment. Usually it is asked when you go in and fill out a questionnaire about any relevant medical history.


Can your credit score go down if you have obtained credit prior to age 18?

yes. wowifixedmycredit.com


Is the wife responsible on husband debt if incurred before marriage in mo?

No you are responsible for his debt prior to marriage. Keep in mind that each come to the marriage with their own personal credit history. You are only responsible for joint accounts. Credit obtained in both names.


Can bank hold on to your car title as collateral on a bank credit card went the car loan was paid off prior to bankruptcy?

The bank should not have your car title if it is paid off. If you declared bankruptcy and it was discharged, your bank credit card account should be dismissed.


Should you brush your teeth with toothpaste prior to going to the dentist?

Most people would.