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There are 7 states that require the lender to notify the borrower that the lender is asserting their "right to cure". Connecticut, Iowa, Kansas, Maine, Massachusetts,South Carolina and West Virginia. Wisconsin requires the lender to obtain a replevin order before the vehicle can be recovered.

2006-09-10 20:42:16
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What are the lien holder's rights for repossessing a vehicle?

What are the rights of a lienholder on a car title when it comes to repossion of a vehicle?

Can you repossess a car if you do not have a written contract on it but you are a lienholder and you have the title with your name listed as lienholder?

If you don't have a "contract", you aren't a leinholder. A lienholder must have a contract and have filed the notice with the county recorders office and the title must state you as the leinholder. If the person is named on a title as a lien holder he or she has the legal option of repossessing the vehicle as it is determined by the laws of the state where the vehicle is registered.

How can you get a copy of a vehicle title that shows the lien holder has been paid therefore the lien has been released?

You request it from the DMV of the state you have it registered in. If they haven't received notification from the lienholder, then you need to contact the lienholder and have them rectify this.

What is my liability as a lienholder on a motor vehicle?

The lienholder has no liability for any damage done by the buyers vehicle.

In the state of Wisconsin can a car company repossess your car without a written notification and contacting the police?

All repossessions in the state of Wisconsin must have a valid repossession order, however police notification is not necessary. If your vehicle has been recovered by the lienholder, you may not receive the repossession notification immediately.

Can your car be repossessed from the towing lot that towes your wrecked vehicle?

If there's a lienholder on that vehicle, yes, that lienholder can repossess it.

Can a car that's repossessed be entered by towing company without authorization?

The order of repossession is their authorization to enter the car. If your car is being repossessed, it means there's a lien on it, and the lienholder called for the repossession to be carried out. You don't own the car - the lienholder does, until you pay off the lienholder and they relinquish the title to you. So yes, that tow company doing the repossession has every right to enter the vehicle they're repossessing.

Is repossessing a travel trailer the same as repossessing a vehicle and can they demand the balance owed in full?

Pretty much, yes.

What if they reposses your car and dont tell you?

Not all states require a repossession notification to be sent. Some require only that law enforcement be notified. Some states do not even require this much. Once the vehicle is repossessed in these states that have no requirement of notification, it is assumed that you know the reason your car is not where you left it the night before. This is deemed notification enough.

Are sight drafts which require presentation of the vehicle title by the lienholder to the liable insurance company before payment is made to lienholder for a total loss commonly used in the industry?

Yes, they are the only manner of payment allowed in many states for claims payments.

Can a dealer tow a vehicle-with their own tow truck-if it has been impounded or if the dealer is repossessing it?

If they are legally repossessing it, it is their truck and they can do what they want with it.

How do you reposess a commercial vehicle?

It's more the same as repossessing a car.

Can you take a vehicle out of the US to another country with a lien on the vehicle?

Only if you have written permission from the lienholder.

Can a tow truck just take your car?

If they are repossessing the vehicle for the bank, Yes.

What are the Quebec laws of repossessing a vehicle?

to just be wreck less and break the laws : )

Can a vehicle that is without a lienholder be repossessed by a company before a lien is filed?


How do you get your title for paid out vehicle?

Contact the (former) lienholder to get them to release the title to you.

What is the procedure for repossessing a vehicle on private property in Florida?

You need not notify the vehicle owner. It can be repossessed from a private driveway or yard. You cannot break into a garage nor threaten the owner with violence. The person doing the repossession must be licensed by the State. Within five days, you must send written notification to the owner, telling him to come get his personal belongings that were in the vehicle.

Can a private person be a lien holder on a vehicle?

A lienholder is a person or bank or institution that gives someone a loan, so the answer is yes. A private person, friend, boss, parent, or anyone else can be recorded as the lienholder on a vehicle.

If your car is going to be repossessed is it legal for you to sell it before the actual repossession?

Not without permission of the lender. A vehicle cannot be sold without a clear title of ownership. The lender is named on the title of a vehicle as the "lienholder" until the vehicle is paid for or otherwise released by the lienholder.

Is the repossession of a vehicle by a finance company illegal?

No, it's 100% legal. That finance company is the lienholder. What that means is that, until you've paid that vehicle off and have acquired the title, the lienholder is the rightful owner of that vehicle, and has every right to reclaim their property when the conditions of the contract are not met by the lessee.

Who does insurance company write check to from stolen car?

Either to the owner or lienholder depending on if there is a loan on the vehicle and if there is a loan, how much is owned. The lienholder gets paid first.

Is a warrant or court needed to repossess a vehicle in the state of Tennessee?

No. The lienholder is the rightful owner of the vehicle, and can reclaim their property as needed.

Is there a form or affidavit for repossessing vehicles and is there a website you can download it from?

Not sure what you are wanting. Do you need a vehicle repossessed?

Vehicle title no lienholder?

what is the question here?.... Just using a ? doesn't constitute a question