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Answered 2014-07-02 19:17:03

When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.


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Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.

If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.

Damages to other's vehicles, property, or persons in an accident where you were found at fault. In "no fault states" each person's policy covers the other's damages without requiring determination of fault.

You should run the claim through your insurance first. The neighbor or their insurance company can come after you for damages.

No. homeowners insurance covers resulting damages of the covered perils.

Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.

Landlord insurance is not an insurance company. It is a type of insurance that covers a owner of a rental property from damages that may occur to their property.

"Standard auto insurance includes liability coverage, which covers damages and injury sustained in a car collision. Standard auto insurance does not cover your car's damages, but rather the car of the person you collide into."

Geico insurance covers the widest range of vehicles. They cover cars, trucks, vans, businesses, buses, ATVs and even mobile home vehicles. Geico has offered their product to many people around the country.

Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.

Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.

Commercial Auto Coverage is insurance that covers vehicles owned and operated for business use. A fleet of company cars, service trucks, etc. Personal Auto Coverage is insurance that covers vehicles for individuals and families.

Car Farm Insurance covers All-terrain-vehicles (ATV), utility vehicles e.g Kawasaki Mule or a John Deere Gator. It also covers irrigation vehicles, trailers, tractors, and trucks.

Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.

Fleet insurance is something that companies with fleets of vehicles buy. It is an insurance policy that covers all the vehicles. More info can be found here:

The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.

Content house insurance covers the items, or content, of the home itself. It does not cover the home as a structure and you will need separate insurance for that.

No, you can get a named insured policy that just covers you and possible vehicles you may drive.

Only for the unpaid portion of the first insurance policy. For example, if the first policy covers 80% following a $500 deductable, you can file for the remaining 20% and the deductable on your insurance policy.

NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.

Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.

Insurance is simply when one is able to receive money for damages. Reinsurance is the same except it covers the actual insurance companies themselves. This is a form of risk management.

Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.

Persons who own one or multiple residential, commercial, or industrial properties should get privilege insurance. Privilege insurance covers a high amount for damages to property and its contents.

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