answersLogoWhite
Auto Insurance
Auto Insurance Claims
Homeowner's Insurance

Who covers the damage if a limb fell from a healthy tree on a neighbor's car?


Top Answer
User Avatar
Wiki User
Answered 2011-08-13 20:45:18

You will have to file a claim on your own comprehensive auto Insurance.

A property owners insurance will not cover damages to your vehicle because a property owner is not liable for an act of nature.

012
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Your Answer

Related Questions


Your insurance would be responsible for repair of the damage to your home. If your neighbors property was also damaged in the event then the neighbors insurance will cover the neighbors property damage. Nobody is liable for an act of nature.


Normally, our own home insurance covers damage to our own home regardless of where the tree came from. However. If your neighbor can establish negligence on the part of the neighboring tree owner, then they can hold the tree owner liable, In which case the tree owners home insurance policy would have to pay for damages to the neighbors home that resulted from negligence. In such a case of established negligence. The tree owners home insurance policy would most likely be cancelled due to a moral hazard.


You are not responsible nor liable for Acts of Nature. The windstorm coverage on your policy covers your home, not the neighbors. Your neighbors Homeowners Insurance Policy will cover his damages as stated in the terms of his Policy. It's no different than if his own tree fell on his house.


Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.


The portion of the tree that falls on your property is your responsibility. You can also trim a tree which hangs over your property line but not to the detriment of the tree's health. It is always best if neighbors share in the responsibility of maintaining a tree which covers two properties, but that obviously is not always possible.


If your husband was cutting down or trimming a tree and the result was damage to your neighbors property, that would indicate direct liability. You and your husband are liable for the cost of damages he caused.


NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages. You would only be liable if someone had warned you that the branch was dangerous and you took no heed.


NO. Your neighbor is not liable for an act of nature that fells a tree. Your homeowners insurance will fix the damage to your property and the neighbors insurance would fix damage to the neighbors property. It does not matter who the tree belonged to.AnswerMaybe. It doesn't hurt to try if your neighbor will tell you who they are insured with. They are not obligated to do so. AnswerI'm not really sure. However, I do have a friend and his neighbor's house actually fell on top of his, but they considered it still standing and didn't give the full amount of the house's worth. AnswerYour own homeowner's insurance should cover this. If they think the neighbor is responsible, they will collect from his insurance company. In a hurricane a tree could have come from the next county - then how would you know whose tree it was? It depends on your state's laws, but most would consider this an act of nature and you are responsible for the damage caused by your neighbors tree. Call your insurance company, if you have a storm damage rider, this will most likely be covered.


It depends on the situation. Usually if a tree falls across the property line and does damage to a neighbors property then the neighbor's insurance would pay for damage to his property. The only case where your neighbor would be responsible for damage done to your property is if the neighbor had a dead tree and you had notified him that it needed to be cut and he ignored, it just fell without a storm or such, then he could be liable due to negligence. Generally it is an act of God and everybody pays for their own damage on their own property.


the sort of damage that took place was that buildings fell down and roads were twisted , bridges fell down. this was all because they weren't earthquake proof.


Barring some provable negligence, Nobody is liable for an act of nature. Your home insurance should provide coverage for a natural hazard such as this, Likewise if your tree fell on your neighbors house, the same would apply. The neighbors insurance would take car of the neighbors house.Depends on a lot of things. Generally, the tree is considered part of the land. Where it falls is who is initially responsible for the damages. From there, it gets legal depending on multiple factors.


Your own homeowners insurance policy covers you if a tree falls or is blown into your property. This is what is known as an "Act of Nature". Trees do fall and sometimes die. It does not matter if the tree fell form a neighbors yard or a neighboring National Forest or if it blew in from 5 blocks down the street. You can not require your neighbor to pay unless you could somehow prove that he was intentionally responsible for your damage. By the Same token if a tree fell down or was blown from your property onto your neighbors property the same rule would apply, His policy would cover damage and he would pay his deductible. Natural Acts do occur everyday around the world. In the United States, the rules of liability were set down in legal precedent many years ago in relation to this type of loss.


Unfortunally you can't. You automaticly have the one year warrenty that covers the basics. I tried to find one too when my ipod fell into the pool. You can go to the apple store and look sad and see what they can do, but other then that nope.


It does not matter who the tree belongs too because neither one is liable for the damage to your car. A property owner is not liable for an act of nature and homeowners insurance does not cover automobiles. Your comprehensive auto insurance will cover your vehicle for damage from an act of nature.


A tree fell on the car causing extensive damage


Dizzy first played the trombone, but switched to trumpet after borrowing his neighbors and fell in love with the trumpet.


She wrote the song about her elderly neighbors and how they fell in love. Mary is the name of the lady.


hii 007007007gdog that's me it means they have the flu or fell sad i hav 8 dogs


The neighbor's insurance must cover his own damage. That is how homeowners insurance works. A property owner is not liable for an act of nature.


Apple care doesn't offer water damage. Get a new iPhone.


people died and houses burnt and i just fell over


The damage would be in ratio of tree size to house size.


The secondary wave of the earthquake cause little damage, only a few buildings fell.


Falling Trees and Insurance U.S.The insured pays his own deductible. Deductibles are common on most types of Insurance policies. Your own homeowners insurance policy covers you if a tree falls or is blown into your property. This is what is known as an "Act of Nature". Trees do fall and sometimes die. It does not matter if the tree fell form a neighbors yard or a neighboring National Forest or if it blew in from 5 blocks down the street. You can not require your neighbor to pay unless you could somehow prove that he was intentionally responsible for your damage. In the United States, just the fact that a tree was unhealthy would not indicate liability on the part of your neighbor.Homeowners are not required to be licensed Arborist nor is a homeowner required by law to be competent to recognize an unhealthy tree. By the Same token if a tree fell down or was blown from your property onto your neighbors property the same rule would apply, His policy would cover damage and he would pay his deductible.Natural Acts do occur everyday around the world. In the United States, the rules of liability were set down in legal precedent many years ago in relation to this type of loss.Answeryou are responsible if a healthy neighbor's tree falls on your property - if the tree was diseased and have some visible rot - you may be able to make a negligence claim under your neighbor's policy


Nobody is liable for an act of nature. You are responsible for the portion of the tree that fell on your property. Your neighbor is responsible for the portion of the tree on the neighbors property.



Copyright ยฉ 2021 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.