If you mean U-Haul type (private), then it is the renter through their auto insurance.
If you mean a business like a Budget or Siva type, then it is the business that is renting that usually provides the insurance. this would be through the business insurance (i.e. the insurance on the building(s)/property and against theft etc).
I f a company leases cars and trucks for use with the business, they must carry "fleet insurance". It is a blanket policy that covers all of the vehicles and the drivers MUST have their own car insurance and that is to protect bthe company and the leasing conpany.
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