Who is insurance pays if you were involved in a car accident?
All of them!
What kind of insurance pays for a car accident you are in if the other person involved has no insurance?
Uninsured motorist coverage
Car insurance that pays for your injuries when you're in an accident in your car is
Usually, one of the insurance companies pays for the rental car.
The rule of thumb is that the owner's insurance pays first and, if that coverage is inadequate, the driver's car pays.
I assume your question refers to a car that was financed and was involved in an accident an it was a total lost. The insurance company pays the bank, the car belongs to the insurance company.
Your sister got into an accident with your car and you don't have insurance she is listed under the parents insurance who pays?
Parent's policy pays
The Insurer of the at fault driver pays for the accident.
You were involved in an accident and the dirver hit you from behind sending you into the car in front of you now that insurance company wants you to pay for the repairs what should you do?
Typically that is the way it works, They car behind who hit your car pays for your damages and the car in front that you hit will be covered by your insurance.
Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?
If the car that was involved, in an acident was insured yea!
generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay
The insurance company pays you once all formalities are taken care of.
In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the other party and mine pays for the damage of my car. However, her insurance should go up, but not mine because I am not the one who drive at the time the accident occurs.
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
The owner of the car and their insurance company are responsible for paying for the damages as a result of the accident. To avoid this problem, you can start hiding your keys.
yes it pays a portion under med pay.
If the accident goes on your driving record, yes.
What are examples of what each type of insurance pays for A Health Insurance B Car Insurance C Life Insurance D Home Insurance E Renters Insurance F Travel Insurance G Phone Insurance?
A. Auto insurance Repair on a car involved in an accident B. Renter's insurance Replacement of a computer stolen from an apartment C. Life insurance Funeral Expenses D. Health insurance A trip to the emergency room
Rental reimbursement insurance pays a small amount toward renting a car while your car is being repaired as a result of an accident. In this day and age a limit of $30-50 is best. Rental reimbursement insurance pays a small amount toward renting a car while your car is being repaired as a result of an accident. In this day and age a limit of $30-50 is best.
It is good to tell your insurance company within 24 hours of the accident. This way you can receive money from your insurance company soon so you can get your car fixed.
If you have car insurance and are involved in an accident that is your fault How much do you have to pay?
You have to pay whatever your deductible amount is.
The insurance company for the first car that spun out of control will not be liable to either of the cars involved in the accident since the first car didn't directly cause the accident. -If your insurance has full coverage, then it will pay for the damage to your car and perhaps for the other car that collided with you -The insurance co. of the car that collided with you may not be liable to… Read More
If you wreck your car, then it is usually the insurance that pays for you ;)
You do and then turn around and sue the driver for the cost of your medical care.
If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.
If you are the policy holder and you were involved in a car accident and your insurance declares your car totaled do you keep your car?
No, the insurance company takes the car and they give you the value of the car,(depending on condition,make,model,year,# of miles).
If you an uninsured motorist were involved in an accident that wasn't my fault will the guilty party's insurance pay for a rental car for you?
Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person's insurance company pay for your rental car? He has no insurance company.
Not unless there are unusual circumstances. Generally the insurance provider of the person who is deemed to have been responsible for the accident is liable.
Collision coverage, also known as auto collision insurance, is the part of your auto insurance that most always pays for damages to your vehicle in the case of an accident.
Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves.
If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?
Various state laws may limit what type of damages you can collect. Also, when you do start to shop for a policy your rates will be higher. In a no-fault state, each driver must seek compensation from their own insurer and your ability to sue for damages is limited.
Auto insurance follows the named insured's legal liabilities. If you are liable for the accident and the driver fits the definition of a covered driver under the terms of your auto policy, then your insurance will pay for the damages. If you gave your friend permission to drive then both you and the driver are legally liable for an at fault accident. In the United States the auto insurance on the vehicle being driven is… Read More
It is never a good idea to drive without insurance as there are costly penalties if one is caught or involved in an accident. If one is in an accident without auto insurance, their options are limited but they may be able to sue the other driver if they are at fault.
Assuming that another vehicle hit you then his or her insurance carrier would pay for your visit. They first have to accept liability.
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.
If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
Driver told that car is insured under owners policy Crashes it and it turns out there is no insurance for the vehicle. Drivers insurance pays for damage to 3rd party Who pays to repair the car?
It is always the at-fault party's responsibility to pay for the damage they cause in an accident. Insurance is a transfer of risk from the driver to the insurance company, but if the coverage (collison) does not exist on the car, then the driver will be responsible to pay out of pocket for the damage.
The At-Fault motorist (via their insurance) is liable for damage to property.
The prior answer is essentially correct. However, keep in mind that the premium may change based upon the risk factors involved with the replacement vehicle. These include make, model, age, etc. Also, if you decide to add or delete an element of coverage, such as collision or comprehensive, the premium may change.
Does liability coverage cover passenjures injured in your car during and accident in which your car is the only one reported damagesd?
If the question you are asking is: does your car insurance cover passenger injury when the driver of a car caused an accident. In the UK - the answer to this is "yes". The driver of a car owes a duty to his passengers to keep them safe and car insurance covers legal liability for passenger injury even when only one vehicle is involved in an accident. See the related link entitled "accident car insurance"… Read More
If you have been involved in a car accident, the first thing that you should do is contact 911 if there have been any injuries, so that you can get medical attention. After that, you should make sure to take notes of what happened and photos if possible. You should also get the contact information for anyone involved in the accident, and report the accident to your insurance company.
Do you have to tell your insurance policy that you were involved in an accident with a company car even though it was not your fault?
I heard that u should, and if your personal insurance finds out that u were involed in a accident with a company car under company insurance ur insuance can be black list u. i could be wrong.
In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?
The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance… Read More
What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?
Your insurance should cover you.
If a friend drives your car and is charged with DUI and gets in an accident does your collision coverage cover the damages?
depends on your and his insurance, generally insurance follows the driver not the car. so your insurance shouldn't care, their insurance should pay for everything. If they don't have insurance, then your uninsured motorist might cover it. It depends entirely on your company, but if your company pays then your premiums will go up. The person they hit should have insurance that may cover it. I see no reason why your insurance should be involved.
No, comprehensive insurance only covers damage to your car. Homeowners or renters insurance usually pays for personal effects lost as a result of a vehicle accident.
I was recently involved in a car accident in which the driver of the other car is legally at fault. Is the other party's insurance still liable for damages involved if the at fault driver is: 1. not the owner of the car, 2. not the insurer of the car, 3. does not have a license. Thanks!
If the car is not insured the at fault driver pays If the Car is insured and the car was properly lent to the at fault driver the insurance company pays Properly Lent: Owner allowed driver to take car Insurance covers other drivers when car lent.
My son who has a car and his own car insurance used my car for the weekend and he was in an accident with no other cars involved but slid off road on ice whose insurance is responsible for damages?
Your insurance is responsible. Insurance is tied to the car, not the driver. That's why insurance on a Lamborgini is so much more expensive than the insurance on a Ford Focus.