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Who is responsible for damage done to a uninsured vehicle?


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2015-05-01 14:56:01
2015-05-01 14:56:01

If you have an accident with an uninsured vehicle, you and your insurance company are still liable for all damages, even though the other vehicle has no insurance.

The only thing that will happen to the other driver is a citation for driving with no insurance.

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== == In the event that you got into a car accident and it was not your fault but the other driver's, if he is insured, his insurance company is liable to pay for the damages of your vehicle. On the other hand, if the other driver is not insured, your own insurance company, provided you have a policy regarding uninsured or underinsured drivers, will be responsible for the damages your vehicle has incurred. They however, may have a right of action against the person responsible for the accident. The person who caused the damage to your vehicle is ultimately responsible for the damage to your vehicle regardless of whether there is an applicable insurance coverage or not. Whether you actually have the repairs done is none of their business.

When you buy a car, you have 30 days to get it insured before it becomes illegal, but you are completely financially responsible for any damage done until you are insured.

Examples:What was the extent of the damage done to the vehicle? The earthquake has caused a lot of damage.

You must stop there and call a cop to report this in order to have your insurance company pay for the damage done to your vehicle as well as to unattended vehicle.

The lienholder has no liability for any damage done by the buyers vehicle.

As long as you have collision yes insurance will cover the damage that was done.

In dealing with a towed trailer, the liability coverage will extend from the vehicle towing to the trailer being towed but the physical damage coverage does not extend. This means that if you are backing up at a fuel station and the trailer backs into another vehicle then the liability will cover the damage done to the other car that is damaged by the trailer. Any damage done to the trailer itself will not be covered.

If you get into an accident in New Jersey and are not insured, it will cost you a substantial amount. The cost to repair the vehicle, pay the fines if responsible for the accident and possibly have to pay for some damages done to other vehicles or public property.

Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.

Earthquakes are responsible for billions of dollars in damages each year.

answer: probably not as most supermarkets have signs saying they are not responsible for damage done to cars. You park at your risk. Besides, the fault is not that of the supermarket but of the person who didn't replace the cart.

The vehicle being towed has to have physical damage coverage itself in order to be covered for damage. A vehicle towing another vehicle does transfer the liability insurance to the trailer or object it is legally towing but the physical damage done to the object being towed does not transfer.

The person who struck the vehicle and failed to leave any information could be charged with Hit and Run.

The person(s) doing the damage is responsible for it. If these persons are underage, then their parents are responsible. If the ones causing the damage can't be identified, then there's no one to pin the blame on. Then you have to look to your own insurance to see what can be done.

You should take photos to document the damage and contact the town law department to inquire about filing a claim.

An SR22 insurance policy is a regular insurance policy with some additional requirements of the insurance company to notify the State Department of Motor Vehicles and restrictions on cancellation. In a rental car situation, the rental car company will carry the liability coverage and physical damage coverage. You are responsible for a deductible for any damage done to the vehicle. I recommend that you purchase their physical damage waiver so you will not be responsible for damages.

Yes. The company is responsible for avoidable damage done to a customer's property. After the customer is reimbursed, the employer can charge the person responsible by deducting the paycheck.

In most states a landlord can only charge to repaint a unit if the painting must be done to repair damage caused by the renter. A landlord is responsible for maintaining to property but not responsible for damage caused by the tenant.

Comprehensive loss is any damage done to the vehicle other than collision.

If you have UM coverage it will pay for damage done to your vehicle even if you don't have physical damage coverage. If you don't have uninsured motorist coverage then you are out of luck. If it was a truly stolen vehicle then the owner is not liable for damage done as they don't have any control over the vehicle any longer. Keep a check on it though and make sure it was really stolen. Sometimes people will say it was stolen after an accident but in reality it was a family member or something and they will drop the charges. If charges are dropped, file on their company and inform the police department and insist they be changed with lying to the police and filing a false report. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.

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