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New York is not a community property state, solely owed debts are the responsibility of the spouse who incurred such. Assets belonging to the deceased that are not considered exempt under state probate laws will be used to pay outstanding debts according to the priority. The surviving spouse is entitled by law to specific amounts of property and assets that are not subject to probate distribution or creditor action. NY is a TBE state therefore the family home and all belongings, at least one vehicle, death benefits from life insurance policies, some pensions (or a portion thereof)and any joint marital assets or property do not become a part of probate procedure and cannot be attached or incumbered for creditor debt. THEY WILL GO AFTER HIS ESTATE FOR THE MONEY

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โˆ™ 2006-03-22 11:22:18
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Q: Who is responsible for the debt on your late husband's credit cards if he passed away and he had a couple of credit cards in his name only and you live in New York?
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My husband passed away and had a credit card in his name only. Is the surviiving spouse responsible for paying off the balance?

Only if the couple resided in a community property state at the time of death.

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No one. The family is not responsible for the debt. Credit cards want people to think they are, but it is volunteer to pay/assume the debt of the person who passed away.

Is the husband respoNsible for spouse credit card debt if the spouse has passed away?

Debts of the spouse are considered to have benefited both of them. He can be held responsible for the debts.

Who is responsible for the debt on your late wife's credit cards if she passed away last week and she had a couple of credit cards in her name only and you live in Maryland?

Maryland is not a community property state, therefore the surviving spouse is not responsible for repayment of debt that was solely incurred by the deceased. The debts will become a part of the deceased's estate and will be handled according to state probate laws.

If a parent passed away and their child was an authorize user on their credit card who is responsible for the debt?

It would depend on the age of the child.

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Yes. When an account is jointly held, all parties are equally responsible for the entire amount owed.

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If the estate has any assets, the estate should pay for the debt before anything is passed on to the heirs. If there are no assets the credit card company will just have to write it off. You are not held responsible unless you co-signed for the card.

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