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I saw a case very similar to this. The owner of the car took the driver to court and successfully sued him for wrecking his car. You could take the licensed driver to court for damages. If you try to use your insurance to file a claim, they may drop your coverage for not being responsible. Responsible means keeping your car to yourself so you don't want to involve your insurance company. If the damages are minimal, you should use small claims court. If you are looking at a totaled car, get a lawyer. The "Licensed" drunk driver is responsible for the collision. The vehicle owner is responsible for the damages. Next time, don't lend your car to a fool. The person to whom you lent the car is responsible, so long as you were unaware that he/she would let another person drive the car. When that person took the keys, he/she assumed responsibility for the car; obviously, letting a 15 year old drive it after he/she'd been drinking was not due caution.

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โˆ™ 2006-03-15 16:44:23
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Q: Who is responsible if you loan your car to a licensed driver that allows a 15-year-old to drive because the licensed driver was drinking and the 15-year-old had an accident?
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