I saw a case very similar to this. The owner of the car took the driver to court and successfully sued him for wrecking his car. You could take the licensed driver to court for damages. If you try to use your insurance to file a claim, they may drop your coverage for not being responsible. Responsible means keeping your car to yourself so you don't want to involve your insurance company. If the damages are minimal, you should use small claims court. If you are looking at a totaled car, get a lawyer. The "Licensed" drunk driver is responsible for the collision. The vehicle owner is responsible for the damages. Next time, don't lend your car to a fool. The person to whom you lent the car is responsible, so long as you were unaware that he/she would let another person drive the car. When that person took the keys, he/she assumed responsibility for the car; obviously, letting a 15 year old drive it after he/she'd been drinking was not due caution.
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
I'm a Broker - first of all, as tacky and incovenient as this sounds, IF YOU DON'T KNOW IF A PERSON ABOUT TO DRIVE YOUR CAR IS LICENSED OR NOT, ASK TO SEE THEIR PERMIT! IN THE CASE OF AN ACCIDENT, YOU ARE PERSONALLY HELD RESPONSIBLE FOR ALL DAMAGES. The law says that we must assess the likelihood of such events and protect ourselves in any way. eg. if your friend is drinking you don't let them drive...
No. All firearms should be registered or licensed to a responsible holder to avoid accident or illegal discharge.
Learner or veteran driver, if the accident wasn't your fault you are not responsible, but it has to be proven in a court of law (if it was a serious one) and if on the minor side and the police came to the scene of the accident it depends on their report as well. Good luck Marcy
In America, the legal drinking age is 21, whether the person is in a licensed premise or not. In licensed premises, the legal age to serve alcohol is 18, but while an 18 year old may serve, they may not drink.
Very simple, the insurance policy follows the vehicle not the driver. In this case, the vehicle insurer will be responsible for all damages.
If they are stopped your car could be impounded. If they get into an accident you are responsible for damages of your car and the other person's car. Not worth letting them drive.
If you are a licensed driver but not listed on the policy the vehicle will not be covered. If you are not licensed it will be covered.
Absolutely, this person can and will sue you. Just because he/she wasn't licensed doesn't mean that you have the right to get in an accident with him/her. The only thing that will happen to the other person is get a citation for driving without a license, or whatever the case may be. You are still responsible for all damages.
You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.
You should get in trouble because you caused the accident.
Most laws are to punish you for driving while not licensed, not specifically for causing accident. That would be a separate issue.
No. The one who is responsible is the licensed driver that is over 18 years old or older, that is in the vechile with them.
Probably not, as most policies only cover drivers not listed on the policy if they were given permission to drive. If you gave your unlicensed daughter permission to drive, then you can be issued a ticket. However, if the accident was not your daughter's fault, then the at fault party is responsible for the damage they caused to your vehicle, regardless if the other party was licensed or not.
Most cases you get jailed if the accident is severe. If its not too much you get a ticket for driving without licensed driver. Depends on country to country though
The first thing you should do is call the police so they can respond to the site of the accident and write a report. They can also make certain everyone involved is licensed and insured.
Someone who suffered from whiplash during an accident should get in contact with a licensed Whiplash Injury attorney. The person can also use an attorney that handles general accident claims.
yes if you have documented sessions or testimony of a licensed therapist that substantiates the trauma.
Yourself, your passengers, and other road users
Yes, the current state you are in is the state that you must follow the laws by. You will have points on your license for an accident in Maryland even if you are in Virginia.
That question should be answered by a licensed physician.
Yes and No. No insurance company will ever insure an un-licensed driver. However, if a non-licensed driver is in an accident, where not at fault, with another driver who is insured, that insurance may still cover the injuries of the non-licensed driver. This is very tricky, though. Some states have a type of fault where if you were partially at fault for the accident as well, you may have your damages reduced by the % you are at fault; other states will determine that if you are 50% at fault, you get nothing. So, if a state were to determine that you being un-licensed to drive was worth 50% of the fault (that is, you should never have been there for the accident to occur at all), you might not get any coverage whatsoever. So, it depends on whether or not (and to what extent) you were at fault, and what your particular state's policies are for liability.
To apply for a Car Accident Compensation Claims you can do so over the phone with a licensed agent, or you can start a claim online on a secured website. You can take help of privat parties dealing in accident compensation claims.
Who else do you think should be held liable?