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Who pays hospital bills of the deceased father are the beneficiaries of the life insurance responsible?

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2005-11-16 22:16:14
2005-11-16 22:16:14

The estate or actually the executor of the estate is responsible for medical and other expenses as part of the distribution of the estate. After all debts have been paid from the proceeds of liquidation of the estate only then can funds be distributed to beneficiaries. The executor of the estate and beneficiaries of the estate need not pay anything out of their own pocket if the estate cannot pay for the entire bill. But if the expenses are not paid the hospital will certainly come after the estate and any monies that were distributed. Check the terms of the life insurance. If payment is assigned directly to the beneficiaries you may not need disburse funds to the hospital. On the other hand, if the life insurance goes to the estate, the hospital must be paid first if you don't want to end up in court.

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The estate of the deceased is responsible for all debts after the person dies.

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Not directly in most cases. The estate is responsible for the debts of the deceased. That would include any hospital bills. If a family member signed any paperwork guaranteeing those hospital bills, they could be held responsible.

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Only if you are a joint debtor. Surviving family membes are not responsible for the debts of deceased parents, siblings or other relatives. The exception might be if the person signed an agreement with a care facility, hospital, medical clinic, doctor, etc. to be responsible for debt incurred during the deceased person's treatment/confinement.

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In Colorado the estate has the responsibility to settle all debts including hospital bills. Once that is done, the remainder can be distributed.

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No one is responsible. If the estate has run out of assets, the debtors are out of luck.

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Noone just inform the collection department that the person is now deceased.

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Generally, the dedecent's estate is responsible for the debts of the decedent. If there are not enough assets to pay the debts the estate is declared insolvent.

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The children of a deceased parent are not responsible for the medical bills incurred whether it is a hospital, attending physician, diagnostic facility or others. The only time they could be held responsible is when they have entered into an agreement with medical providers to accept such costs.

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The estate of the deceased is responsible for hospital bills whether it's paid by the life insurance, medical insurance or other. Any remaining assets from the estate of the deceased can be given to the beneficiary... after taxes. * Whether or not the property may be subject to probate procedure or to creditor attachment for debt owed depends upon how the property is titled, the state probate succession laws and perhaps the state's homestead exemption.

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It can be dependent on many factors. The primary insurance holder is always going to be held responsible. The parent of a minor is going to be responsible as well.

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The deceases "estate" should take care of any medical bills that have gone unpaid. Also Medicare should be paying part of this if the deceased was age 65 or over. Whether or not the hospital can come after family members for this needs to be answered. Surviving family members are not responsible for medical costs of a deceased person unless they entered into a written contract with the care facility.

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private insurance plans that allow beneficiaries to choose any physician or hospital when they need medical care. Most indemnity plans have a deductible.After the deductible has been satisfied, indemnity plans pay a co-insurance percentage.

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The Estate is responsible for any debt. So, for example, if they die and have $100,000 in the bank, that pays their debt before any money goes to the children. But the limit of the debt is/are the assets of the deceased. So if they have no money, the debt is NOT passed on to the children. Any money that comes as a result of the death MAY be required to be applied to the debt. The funeral expenses come first, then hospital expenses, then other debt. However, if there is a wrongful death suit, or insurance payout, you should check with a licensed attorney in your state.

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The estate is responsible for medical bills of the deceased. That means before the estate can be settled, all debts have to be cleared. If there is not enough in the estate to cover them, there are some people who will not get paid. The wife may not inherit anything from the spouse if there are not enough assets to cover the debts.

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A parent of a minor child is responsible for the child's medical bills. In many states, a spouse is responsible for the other spouse's medical bills. A parent of a grown child (18+.) is NOT responsible, nor is a child of an aging parent, unless someone signed the hospital or physician's form as a responsible party. If the deceased is an adult with no dependents and no one else signed a form to take financial responsibility, then the estate of the deceased will be responsible for the medical bills. If there is no cash in the estate, the provider is simply out of luck - they cannot chase after relatives in an attempt to collect the debt. If the deceased left a sum of cash or assets, then all outstanding bills should be paid from the estates assets prior to distribution to heirs.

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Generally, a surviving spouse is responsible for medical expenses in Wisconsin. However, you should consult with an attorney or an agency that assists elders (if you qualify) to confirm that you are responsible for all bills. If you don't have the resources to pay in full perhaps the hospital will negotiate a lower pay off amount.

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The child is not personally responsible for the debt. The estate has to pay off the debts including hospital bills. If the estate cannot do so, they distribute as best they can. If the court approves the distribution, the debts are ended.

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The hospital management, the doctor in charge or the matron are the person who are responsible for quality care in a hospital.

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She is not responsible for the medical bill as long as the didn't sign at the hospital saying she was the responsible party. Was the daughter the beneficiary of the life insurance policy? If the beneficiary of the policy was the estate of the insured then the hospital can file a lien against the estate and life insurance to cover the medical bills. If the beneficiary was a funeral home to pay for a prearranged funeral then the hospital cannot attach the policy proceeds. If the beneficiary was the daughter directly then the hospital cannot claim the life insurance proceeds. However, this leaves the daughter with no obligation to use the entire amount for funeral arrangements.

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Oregon is not a community property state. Therefore the surviving spouse is only responsible for the deceased spouse's medical bills if he or she entered into a financial agreement with the attending hospital and/or physicians or other such agencies.

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Medical costs during the delivery of your child definitely vary considerably. Depending on your medical insurance provider, you may be responsible for all or some of these charges. If you have a PPO Insurance Plan, you generally are responsible for 20% of the costs.

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In Massachusetts it is the responsibility of the estate to pay the medical bills of the deceased. Only after they are resolved can the estate be closed and any remainder distributed.

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* Did the deceased have a will? * ** Are you aware of other people that might inherit from the deceased? ** What living relatives are there? ** *** Spouse? *** Children? *** Brothers and Sisters? * What assets did the deceased have: * ** How much property did the deceased own? ** What are the addresses? ** Where is it located? ** Did they have life insurance? ** Did they own a car? ** Do they own stocks or bonds? * What debts does the deceased owe? * ** Have the funeral expenses been paid? ** Is there a Hospital Bill to be paid?

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Only the estate is responsible. However, if you signed any of the paperwork, you may have become the guarantor of the debt. And the estate must pay off any debts before they can distribute any funds.

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The Methodist Hospital in Houston will take insurance or cash. You will need to phone each hospital branch to find out which insurance they will accept. The phone numbers for these are on the website.


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