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Who should carry insurance on a teen driver when she resides in a household that is not her legal guardians?
Wiki User
∙ 16y ago
The person providing access to a vehicle should provide coverage for all persons they allow to operate their vehicle. Should you provide access and fail to provide coverage you can be held personally liable for any damage the child does. If the child somehow obtains the vehicle on his own then liability may fall to the legal gaurdians depending on the circumstances of legal gaurdianship and control.
Wiki User
∙ 16y ago
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Do most insurers require parents or guardians to pay premiums for a minor driver with a permit?
Yes, most insurers require parents or guardians to pay premiums for a minor driver with a permit. In most cases, insurance rates will rise if a minor resides in the home who is of driving age, whether they acquire a permit to drive or not.
Does your auto insurance company have to cover your son's accident even if he's not listed as a household driver?
No he have to listed as a second third or household driver for being cover by insurance
Is insurance required for a teenage driver who lives with you but received license from non-custodial parent and only drives when with them?
This teenager did not get a license from the non-custodial parent. He got it from the State. And if he is licensed and resides in your household, your insurance company needs to know. He just might have to drive you to the ER or something.
Do you have to add a stepchild to your car insurance?
If it is a licensed driver and in your household, then they should be added to your policy.
What is California's policy on car insurance for new drivers?
For a new driver to receive insurance in California, you will need to talk to your legal guardian. You cannot be insured yourself, but have to be insured under your guardians name.
Do you have to add your teenage driver to your insurance?
Yes. Some states will not cover an accident if a household member is not listed on the policy.
Will your auto insurance cover a permissive driver if you are disabled and cannot drive?
It sounds like this person will be a regular driver and as such they should be listed on your insurance as a driver. In your policy you agree to list all household residents and regular drivers. They should be listed on your policy.
Can you add a named driver on your insurance if you are unrelated and don't live in the same household?
You can certainly talk to your insurance broker about it, but I believe that it would be simpler for this unrelated person who doesn't live in the same household to obtain his or her own insurance, rather than being added to your policy.
Do you need to get your teen car insurance?
Anybody that is a member of your household must be listed as a driver on your insurance policy. Outside of your household, anybody that drives your vehicle more than once per month must also be disclosed to your insurer.
Does every licensed driver in a household require that they be on the same auto insurance pollicy?
Not necessarily. But all household members must be disclosed to the insurance company, and from there they either must be included or excluded. I would recommend everyone go on the same policy, that way you take advantage of multi-car, multi driver discounts.
If your license has been revoked can you get auto insurance for a financed car by listing your boyfriend who is licensed as the driver and yourself as a non-driver?
If your licensed has been revoked, you can make him rated driver on the vehicle, (if he lives in the household) and you as a non driver. You don't want lienholder to enforce insurance on it,,or it will be very high. Yes you can. Your insurance company may want you to formally exclude yourself from coverage.
If you have liability insurance on one vehicle are you insured if you drive another vehicle?
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
