Turn it in to your homeowners insurance and have them work out the details. Most likely they'll go after the friends insurance, but that's their job. Let them figure it out. It's your house, so your insurance should pay for damage caused by an unforeseeable accident. If someone caused the fire, or permitted it to spread to your house through negligence or reckless conduct, then the insurance company can attempt to sue that person for reimbursement.
Just like any other accident,, You are responsible for the damage you caused. Either file a report with your insurer so they can cover the damage you caused, or pay them yourself for the Damage. It's your choice. The law requires you be Financially Responsible.
Your answer depends on who owns the driveway, and who damaged the drain. Best practices dictate that you file a police report and contact your insurance carrier, who can sort out who pays for the repair of the damage.
It all depends on whether or no the driveway culvert is covered by a covered peril listed in your policy and that there is not an exclusion which would then exclude coverage. For example if your policy has the peril of "vehicle collision" in it, and a vehicle collided with the driveway culvert and caused the damage, it would be covered as long as there is not an exclusion saying it would not be covered for some reason. Also, you would have to own the driveway culvert and not the city, as your policy only property you own.
The valdivia earthquake caused a lot of damage. But I am not sure what kind of damage it caused.
It caused a lot of damage like destroying buildings
homeowners insurance or renters insurance
It is damage caused by the sun.
The damage is caused by the powerful winds of the tornado. The rest of the damage is caused by debris.
Any object colliding with any other object can cause damage. What damage is caused depends on circumstances.We were not there and cannot assess the situation.Ask a mechanic (or your insurance adjuster)
they have caused a widespread damage in Texas
A tsunami caused most damage in 2004
Yes but it would be a separate loss and therefore a separate deductible would apply - damage caused by vehicles is covered.
No, and it may have caused major damage to the elctrical system.No, and it may have caused major damage to the elctrical system.
Structural damage and terrain damage.
That depends on your homeowner's policy. You would have to talk to your insurance agent.
Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.
They aren't. Wind speed is the speed at which air moves. Damage is physical harm caused to objects. Strong wind can caused damage, with damage generally being more severe with faster winds. Most damage, however is not caused by wind. Damage can result from a number of natrual and human causes.
Kazakhstan has had some environmental damage because irrigation has caused the Aral Sea to shrink.
what precautionary measures are taken to minimize the damage caused by the tsunami
Be more specific. Damage to your body? Damage to your home? To the environment? What kind of "damage"?
personally, i would say a tree limb fell onto it while it was sitting in the driveway. but if you have full coverage through a good insurance company, such as geico or allstate, it should.
To an electronic device, yes.