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The policy that applies to the merchandise owner, is the policy that would provide the coverage.

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โˆ™ 2005-07-09 20:32:32
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Q: Whose homeowner insurance covers loss of merchandise stolen from a car the owner of the home or the owner of the merchandise?
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Related Questions

Whose insurance covers items stolen from a company vehicle at home?

I think that your insurance covers the items that were yours that were stolen, and the company's covers the car damage.

Will any homeowner Insurance policies cover a car that was stolen from the driveway?

No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.

If vehicle is stolen from your home which insurance covers?


What insurance covers stolen property on a job site?

Commercial property insurance.

Does homeowner insurance cover theft on other address?

Usually as long as A). The item stolen is owned by the policyholder, B). The item was not stolen on another property owned by the policyholder that does not have insurance.

Does homeowner insurance cover stolen jewelry from your house?

I don't think so. Stolen jewelry may not be stolen from someone who broke into your house, it may be your child or teenager.

What type of insurance will cover a stolen vehicle?

Comprehensive insurance covers theft. Liability & Collision do not.

Whose insurance covers a vehicle that was hit by a stolen car in a police chase?


What does comprehension mean in auto insurance?

It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.

Do state farm insurance cover your air conditioner if stolen?

There are many ways to write an insurance policy; you will have to read your actual policy to find out what your insurance covers.

If I have property stolen from a friends car should their home owners cover the loss or mine?

Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.

If you have an item stolen from you can it be replaced for free under a warranty?

No. Warranty covers flaws in the products. Something getting stolen isn't a flaw in the product. Stolen items might be covered by your home insurance.

Why should a tenant have insurance if the landlord has insurance?

You should have tenant insurance yourself because the landlords insurance only covers the damage to HIS PROPERTY, not yours. So I VERY HIGHLY suggest you get personal insurance if you want to replace damaged/stolen items.

Will homeowners insurance cover a friends stolen laptop from my home?

Stolen Laptops and Home InsuranceNo, homeowners Insurance only covers theft of the Named Insured's property, not the property of others. Refer to the "Personal Property" coverage section of the policy.More sSome policies may allow a homeowner to elect coverage for the property of others while it is on the residence premises. If the laptop is the only item stolen, the policy deductible will apply.On theft claims, the company will be looking to see that a police report of the break-in has been filed. In addition, your friend's claims experience with his insurance company can be negatively affected resulting in increased premiums. The insurance company could non-renew his policy if he has several claims of this type.

What sort of insurance does Morethan home offer?

Morethan offers home insurance. They offer building insurance which covers damages to the actual home due to things like fire or a tree falling on it. Morethan also offers contents insurance which covers the things inside the home should they be stolen in a burglary or damaged in a fire or flood.

What does flight insurance cover?

There are many things that flight insurance covers some are lost or stolen baggage, travel cancellation, travel delay, emergency medical transportation, there are also unforeseen incidents

What are some optional extras to add to an Endsleigh home insurance plan?

One of the most common extras to add to an Endsleigh home insurance plan is phone insurance. This type of insurance covers mobile phones, compensating people who lose their phones or have them stolen.

What is covered by car insurance?

Your car. To be more specific, it depends on the type of insurance. Liability is the most important and required by law, since that covers what you may do to others or their property. Collision covers what is done to your car. Comprehensive covers whatever is left over, and may cover things like malicious damage or items stolen from the car.

How comprehensive is progressive boat insurance?

Progressive offers comprehensive and collision boat insurance. Both insurance types cover collisions between boats and other objects. Comprehensive insurance gives additional protection and covers cases such as a boat fire or a stolen boat.

What does tenant insurance cover?

Tenant insurances covers both liability and the contents of the place one is renting. It covers a large number of items, including but not limited to flood damage, stolen property, and destruction of property.

Do you have to continue paying your insurance if your car is stolen?

No, as long as you have let your insurance company know they car is stolen.

Will homeowners insurance cover contents stolen out of a car?

You need to read your home policy or just call your agent. It depends on what was stolen and how much. Your home policy typically covers up to a certain limit on your home policy.

Does full coverage cover your personal items when your car is stolen?

Absolutely not. Any personal items in your car would have to be covered by a homeowner or renter's insurance policy. All deductibles would apply separately.

What types of incidents does backpacker travel insurance cover?

It covers cost for Medical(Emergency such as a helicopter rescue, Holiday cancellation, Lost or stolen baggage, etc.

Is shoplifting a felony in MD?

It depends on the dollar value of the merchandise that was stolen.