Comprehensive insurance covers theft. Liability & Collision do not.
You or your insurance company. The owner of the stolen vehicle would not be responsible because their vehicle was stolen and the driver of the stolen vehicle's insurance would not cover it because he was driving a vehicle that was not on his policy and he did not have permission to drive.
It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.
You should report the theft immediately to the police and to the car owner's insurance company.
You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.
Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.
Commercial property insurance.
It is different from regular insurance because it covers you for the difference between your car's value, and what you owe on it if you have an accident that totals the car, or the vehicle is stolen. If you are making payments on the vehicle, and you owe more than its value, your GAP insurance will cover the difference.
No, that wouldn't be a reason for claim denial. It may be a reason for them to investigate you for insurance fraud.
No, as long as you have let your insurance company know they car is stolen.
The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses
No, That's what Auto Insurance is for.
Probably because the owner did not exercise normal precautions and by leaving the keys in the vehicle actually participated in its theft. Call that lawyer who advertises on TV. If he can't get the insurance to pay, he'll get a judgment against the owner. The owner of a stolen vehicle is not responsible for the actions of the thief that stole their vehicle. If there is no liability on the owner, the insurance company does not owe the claim for property damage to others.
They will accept almost any claim, paying it is another matter.
Major benefit of stolen vehicle tracking is being able to identify and locate any stolen vehicle using GPS tracking. Also cars with stolen vehicle tracking can be subject to reduced insurance premiums.
If you have theft insurance with your policy, yes. It should not matter where your vehicle was stolen.
After making a police report, contact your insurance companies claims department right away and report the theft If you have comprehensive coverage on that vehicle, then your loss will be covered under your policy. If you have rental car coverage then the Insurance Company will also pay for a temporary rental car for you to drive. It just depends how much insurance you bought. For vehicle theft claims, It is customary for the Insurance Company to wait a short time to see if your stolen vehicle is recovered for you by authorities.
Insurance which is sold by rental car companies usually covers damage or liability while driving the vehicle. The insurance does not generally cover any goods that are stolen while locked up in the vehicle. There are different types of insurance which are offered. The best insurance to get is comprehensive and collision coverage.
Tell the police, tell the insurance company
Each car rental company offers different types of insurance from LDW (Loss Damage Waiver) which covers the cost of repairs to the vehicle in certain circumstances....to PEC (Personal Effects Coverage) which would cover items stolen from the vehicle. There are so many options depending on the car rental company, you should contact the car rental company directly or check their web site for the different types of insurance offered.
It depends on what insurance you're talking about, does it include theft?
You either have to return the money or not keep the vehicle. You don't get the benefit of both the value of the car in cash and the actual car.