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2011-05-30 21:46:43
2011-05-30 21:46:43

I think that your insurance covers the items that were yours that were stolen, and the company's covers the car damage.

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Comprehensive insurance covers theft. Liability & Collision do not.


You or your insurance company. The owner of the stolen vehicle would not be responsible because their vehicle was stolen and the driver of the stolen vehicle's insurance would not cover it because he was driving a vehicle that was not on his policy and he did not have permission to drive.


It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.


You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.


You should report the theft immediately to the police and to the car owner's insurance company.


Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.



It is different from regular insurance because it covers you for the difference between your car's value, and what you owe on it if you have an accident that totals the car, or the vehicle is stolen. If you are making payments on the vehicle, and you owe more than its value, your GAP insurance will cover the difference.


No, that wouldn't be a reason for claim denial. It may be a reason for them to investigate you for insurance fraud.


The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses


No, as long as you have let your insurance company know they car is stolen.


Liability Insurance and the Stolen VehicleNo, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.


Probably because the owner did not exercise normal precautions and by leaving the keys in the vehicle actually participated in its theft. Call that lawyer who advertises on TV. If he can't get the insurance to pay, he'll get a judgment against the owner. The owner of a stolen vehicle is not responsible for the actions of the thief that stole their vehicle. If there is no liability on the owner, the insurance company does not owe the claim for property damage to others.



After making a police report, contact your insurance companies claims department right away and report the theft If you have comprehensive coverage on that vehicle, then your loss will be covered under your policy. If you have rental car coverage then the Insurance Company will also pay for a temporary rental car for you to drive. It just depends how much insurance you bought. For vehicle theft claims, It is customary for the Insurance Company to wait a short time to see if your stolen vehicle is recovered for you by authorities.


Insurance which is sold by rental car companies usually covers damage or liability while driving the vehicle. The insurance does not generally cover any goods that are stolen while locked up in the vehicle. There are different types of insurance which are offered. The best insurance to get is comprehensive and collision coverage.



Major benefit of stolen vehicle tracking is being able to identify and locate any stolen vehicle using GPS tracking. Also cars with stolen vehicle tracking can be subject to reduced insurance premiums.


Each car rental company offers different types of insurance from LDW (Loss Damage Waiver) which covers the cost of repairs to the vehicle in certain circumstances....to PEC (Personal Effects Coverage) which would cover items stolen from the vehicle. There are so many options depending on the car rental company, you should contact the car rental company directly or check their web site for the different types of insurance offered.


If you have theft insurance with your policy, yes. It should not matter where your vehicle was stolen.


No,, Liability insurance is the minimum financial responsibility requirement in most states. Liability only is the cheapest way to go on your premiums but it only covers damage we do to another person or vehicle.In order to cover a stolen vehicle you would have needed to purchase comprehensive coverage on your vehicle policy.


You either have to return the money or not keep the vehicle. You don't get the benefit of both the value of the car in cash and the actual car.


If you only carry liability insurance, that is all that the insurance company is liable for in this state.


You can't just cancel a claim. It is basically up to the Insurance co. to either aprove a claim or deny it. However, it the vehicle was stolen, it is your resposibility to provide a police report proving that the vehicle was indeed stolen.


It's standard procedure for an insurance company to investigate any and all claims made by it clients to insure any fraudulent activity is not occurring. For example they want to make sure that your car was 'legitimately stolen" and that it is not been illegitimately asked to be taken or possibly hidden just to receive the insurance money.



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