Insurance follows the car, and points follow the driver. which means that the friend will receive the ticket and the points against his insurance. However, your insurance will pay for your car and you should not receive the points for the ticket. Check with your state for insurance guidelines.
I believe the Parents insurance go up!
The person who gets a ticket for a moving violation is the person who will be affected on their insurance rates. Your insurer checks your driving record. They have no way of checking who else may have received a ticket while driving your vehicle.
If the ticket was issued to his name then NO, it will not effect your insurance rate.
if it was YOUR offence, YOUR license you showed, it will be YOUR problem with insurance, not your friend's.
If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.
An exhibition driving ticket is likely to increase your insurance rates. You need to call your insurance company and let the know about your ticket.
If you have not received a ticket, then NO! If you received a ticket they know already. If you are applying for insurance and received a ticket for reckless driving, then the answer is yes!
A no insurance ticket becomes part of your overall driving record and can and will be used to determine rates for any insurnce policy you have or want to have.
Yes.
No, you should be covered by his insurance. His insurance works out of state, that means it works with you as well. Fight the ticket, you will win.
The driver will get the ticket.
If your 16 year old got a speeding ticket the parent's insurance be definitely be affected in Michigan. The insurance bill will increase in money owed.