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Q: Whose insurance is primary when husband is retired and has a retiree insurance and wife is working?
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Which insurance is primary for retired nypd member currently working with insurance?

The standard method used by the insurance industry is: actual current active employer is primary; retiree/annuitant is secondary


If a retiree enrolled in TRS-Care health insurance opted out for coverage under her husband's health insurance will she be able to re-enroll in TRS-Care at a later date if her husband retires?

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Retiree health care coverage and Medicare?

Question isn't clear, but ordinarily Medicare is the primary payor and your retiree coverage is secondary.


How is it deemed which insurance coverage is primary and which is secondary?

The answer to that question depends on a few things. 1. Group insurance policies are always primary over personal or self bought policies...ie You work for ABC company. You have insurance thru them (group policy) and you also pay for an individual or personal policy. Your policy thru ABC would be primary 2. Government insurance (except for medicare) is always 2nd...ie Tricare, medicaid, and etc. 3. An active policy is always primary over a retiree policy. For example John retired from ABC company and has insurance thru them. He currently works for DCE company and has a policy thru them. The DCE policy would be primary and the ABC policy 2ndary 4. If you are retired and have medicare. Then medicare is primary but if you are actively working your group insurance would be primary. 5. When it comes to children the order is 1. Parent who's birth month comes 1st if both parents are born in the same month it goes by the day (the year doesn't play a role in this) 2. If parents are divorce it goes by 1. court order if not applicable goes by who has custody is primary this includes step parents. The step parent who has custody of a child, their insurance is primary. There are a few other rules when it comes to who is primary...when in doubt contact your insurance company


Does Aetna health insurance allow the retiree to keep his ex wife on his health insurance plan?

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What does this term retiree mean?

A retiree refers to an individual who has stopped working and has retired from their occupation. They are typically of retirement age and are no longer actively employed. Retirees often receive a pension or other forms of retirement income to support themselves during their retirement years.


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Does low income retiree need to file income tax?


What is the noun for retire?

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Does withdrawing from an IRA increase Kaiser Medical Coverage?

BTW, this is for a retiree, not someone who is not retired yet. A quick answer would be very appreciated.


If a new retiree waves enrollment in TRS -Care health insurance because she is covered under her husband's health insurance will she be able to enroll in TRS-Care at a later date if her husband retire?

If you are currently retired I am assuming you are 55 or older and still under 65 and not eligible for Medicare. Is this correct? If you are eligible for coverage under your spouses policy then by any means take it! It will save you a lot of money in premiums! Although, take into consideration would the benefits be better if you carried your husband as a dependent on TRS would the benefits be better? To answer your question though- Yes, you will be able to enroll back in TRS but you will have to wait until the next enrollment period (usually in August/September). Hope this helps! Evan


Can retired railroad workers travel the railroad for free?

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