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Why are my wifes credit cards on my credit report?

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Answered 2008-07-09 02:17:30

if you are joint or even an authorized user on the accts they will show on your report also---only on hers if individual accts and you are not tied to them in any way

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Do I need to report stolen credit cards to all 3 credit bureaus?

You will not need to report your personal credit cards stolen to the credit bureau. Once you have reported your cards stolen to the credit card companies they are with, they will take care of the rest for you.

If a credit card in husbands name only and has late payments does it affect wifes credit?

No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.

If your credit report says you have six cards open how can you find out what they are?

Look on the credit report. It has to list what accountd are opened

How can i find out if deceased father had credit cards?

Get a credit report on him. Try https://www.annualcreditreport.com/ or www.equifax.com/ and a list of his credit cards should pop up.

Do RC Willey cards report to your credit?

Yes. Any store credit card reports on your credit.

Why do you need a credit report?

A credit report will tell you what exactly is on your credit. You may find credit cards or other lines of credit you never authorized. You may also find credit cards you thought you closed, but didn't. Since business will judge you based on what's on your credit report, it's important to make sure it's all accurate.

No open accounts you have no credit score how can you get a credit score?

Of course you have to open an account or a credit cards for you to be able to get a credit score. I personally get a credit cards and check my three credit report from different bureaus.

How does a debit cancellations show up on a credit report?

Debit cards do not report to the credit bureaus and therefore closing a debit card will have no impact on your credit score.

If you have a credit report what would be listed on it?

all your credit cards,home address and previous address,card you canceled and still have and how many years you had you credit cards and ect.

Do prepaid credit cards build credit?

Unless it says it, they most likely won't, because they act like debit cards. There are a few prepaid credit cards out there that report to the credit bureaus. See related link for more information.

What happens to charged off credit cards?

They are sold to collection agencies and negatively impact your credit report.

How can you know which credit cards you have under your name?

The simplest way to get this information is to pull your own credit. Each credit card along with other debts you have will show up as a "trade line" on your credit report. Keep in mind that new credit cards will sometimes take up to 60 to show up on your credit report.

What is a credit reports?

credit report is the performance of a borrower on how she/he pays his debts on his credit cards, there are three credit reporting agencies which allows you to prevent from identity thefts, double charges and so on that will appear on your credit report score.

Is it possible for 2 credit cards to have the same number?

If they are attached to the same account. My wifes card has the same numbers as mine.

Where can you find information about which credit cards report and which ones do not?

All major credit card issuers and merchants report to credit bureaus. There is not a list as to which ones (if any) would not participate in such reportage.

How can one report identity theft of credit cards?

To report identity theft of credit cards you should do it as soon as you possibly can. First inform the company who you have your credit card with as well as your bank and loan companies. You should also inform your local police department.

Can non payment of credit cards show up on your title of a house?

It will show up in your credit history report.

Is it better to have paid off open credit accounts on your credit report or should you just go ahead and close them?

It all depends on your income. It is good to have zero balance credit cards on your credit report. But if your potential debit to income ratio is too high, having too many credit cards could be a negative reflection on your credit score.

What is the benefit of getting an Equifax credit report?

Equifax is on of the three major credit reporting agencies. An Equifax Credit Report is beneficial for obtaining your credit score. Knowing your credit score may determine whether your are eligible for credit cards, loans, and grants.

Do credit card companies by law have the right to periodically do a credit report on you?

You bet your credit report they do. That is their right ... Banks and Credit Unions will also do this periodically if they so feel inclined. If one is paying all their bills on time and have no delinquent accounts or have their credit cards maxed out, then they should have nothing to fear from a credit report query.

If you haven't paid your credit-card debts in 7 years can you apply for a new card?

When you apply for a credit card a credit report will be ran and those credit cards you haven't been paying will be on that report. So I say no.

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