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Because there are three major credit repositories that keep credit histories. Each of them should have the same information but in real life they usually differ slightly.

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โˆ™ 2007-05-18 17:42:21
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Q: Why are there three different credit reports?
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Related questions

How many types of credit reports?

There are three different credit reports. Experian, Equifax, TransUnion

Why would you need three free credit reports?

The three different free credit reports can give you different aspects on your credit based on a bunch of different factors. Also, all people that will check your credit will check all three companies.

Are credit reports online reliable?

Credit reports online are reliable. These reports are taken from the same three major credit bureaus that lenders will pull their own reports from.

What are the three companies that provide free credit reports?

The three companies that provide your free credit reports are Experian, Equifax, and Transunion. Usually you can find these companies and their reports on

How many free credit reports are you entitled to in a year?

Each person is eligible for three free credit reports a year. These reports are available from the following credit reports bureaus: Equifax, Experian, and TransUnion.

Where can one get all 3 credit reports at once?

It is possible to obtain all 3 credit reports at once through Equifax. Your three credit bureau reports will include reports from Equifax, Experian, and TransUnion.

Are the three credit reports reliable and trustworthy?

The three credit reports are reliable and trustworthy. They are experian, transunion, and equifax. As long as you monitor your reports to make sure no one steals your identity, they are reliable.

What are the names of two online sites that offer free credit reports and there is no credit card needed to get the credit report?

There are many different places one might go to receive a free credit report. The Annual Credit Report does not require a credit card and allows you to get reports from up to three credit reporting agencies.

What websites offer free personal credit reports in minutes?

The websites that offer free personal credit reports in a minute is all three of the credit bureaus. TransUnion, Equifax, Experian. Three in One Credit also offers a free credit report.

What are the best websites where you can get your three credit reports for free?

Go to You can get your three reports (but not scores) for free once a year.

Where can one get a three in one credit report?

In the UK, a three in one credit report can be obtained from a number of different online sources. The major firms providing such reports include Experian, Equifax and Checkmyfile.

Where is a copy of a credit report obtained?

Credit reports may be obtained from the three main credit bureaus: Equifax, Esperian or TransUnion. Your bank would also be able to assist in getting credit reports.

Where can I find more information about score credit report?

There are many sites that offer credit score reports. There is the free report you can get from the government. There is also credit score reports that you can get from sites and from the three credit agencies for a cost.

Where can you get three free credit reports?

Free triple score, creditreport, annual credit report will provide the credit reports that are needed, and will also give the consumer a score so they can evaluate where they stand.

Is TransUnion the only major credit reporting agency?

TransUnion is one of three companies that offers credit reports. Equifax and Experian are also two agencies that specialize in credit reports and scores.

How accurate are equifax credit reports?

Equifax credit reports are generally regarded as being very accurate. Equifax is one of the three biggest, respected, and well recognized American credit agencies.

Where can I type up some business credit reports?

You can find information about your business credit reports at any of the major credit bureaus. Try looking directly on their websites. The three credit bureaus are Experian, TransUnion and Equifax.

Which are the three major credit reporting agencies that provide trustworthy credit reports?

Equifax, Experian, and TransUnion

What are the 3 bureaus that offer credit reports?

The three credit report agencies in the United States are Equifax, TransUnion and Experian. All three are obligated to send one free credit report to those who request it once per year. Additional credit reports can be obtained for free from Annual Credit Report.

Where can one get three credit reports?

Credit reports from the three major credit reporting agencies can be obtained by requesting this information. Everyone is entitled to one free copy of a credit report each year, and this can be requested by either contacting a local financial institution or using an online service such as Annual Credit Report.

Why do you need 3 free credit reports?

You need three free credit reports so you can compare and contrast them all. You need them in order to determine a correct and much more accurate credit score.

Where can one get 3 free credit reports?

Three companies one can use to get free credit reports are: Equifax, Experian, and TransUnion. One can visit the Annual Credit Report website and fill in a credit report request form.

What services does the website Credit Bureau Reports offer to individuals?

The websites called Credit Bureau Reports offers all kinds of different services to individuals. These services include, but are not limited to, credit reports and locations of bank near ones location.

Where could one get an instant credit report?

One could get an instant credit report from many different places. One Stop Credit Report gives fast credit reports, as do Credit Karma and Annual Credit Report. These three sites are excellent places to go for an instant credit report.

Does any website offer free credit reports from all three bureaus?

Yes there are a great many internet sites that give free credit reports from all three of the credit bureaus. To get your credit report for Experian, Transunion, and Equifax try these sites:;;, just to start with.