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There are statistics that prove boys are a higher risk on the road than girls. While there are boys out there who are more responsible on the road, there remain more girls who are. Insurance companies typically don't equal the sexes out until the guy turns 25 - he is less of a risk at that age. Boys can get discounts for good grades so it isn't a complete hardship.

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Q: Why do boys pay for more auto insurance than girls?
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