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You don't. It's much cheaper to put all your vehicles on one single policy than it would be to buy a seperate policy for each vehicle.

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Q: Why do you need an insurance policy for every vehicle you own?
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Related questions

What do you do with your auto insurance when you sell the auto?

You need to call your insurance company to remove the vehicle from your policy. If you are getting a new vehicle, you need to add that vehicle on. If you are not getting a new vehicle, the insurance company will send you a check for whatever amount of money you had left on the policy that was not earned because you did not have the policy for the full term.


What type of auto insurance covers the driver no matter what vehicle they are driving?

There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.


Do you need insurance for a car you co-own if the owner has insurance?

No, the vehicle can only have one policy on it, and if it is insured then you wouldn't need to carry any policy (and don't think you can anyway).


Can you add vehicle to your insurance policy that is not registered in your name?

It depends on the insurance company, but generally, yes. Call your insurance agent to see what you need to do.


Do you need personal insurance to drive a comerical vehicle?

No, you can get a commercial policy for a commercial vehicle. If it's for a company you work for, I would make sure they had proper insurance before you drove the vehicle.


Your adult daughter has auto insurance and is gifting you her car you have a car and insurance She lives with you Do you have to put her on your insurance policy?

As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.


What insurance companies will insure a lifted truck in Wisconsin?

You would need an auto insurance policy with a modified vehicle endorsement added on.


Do I need a used car Georgia insurance policy if my car is not running?

No, car insurance is not required in the state of Georgia for a vehicle that is not drivable.


Do you have to be the owner of the vehicle to be insured on it?

You do not need to be the owner of the vehicle in order to be insured while driving the vehicle. Most states require all drivers of a vehicle to be included in the insurance policy.


Does fully comp insurance cover you for off road vehicle?

It does if you specify this on your application. Different insurance companies have different requirements, but whatever the policy, you need to be clear about the make and model of the vehicle.


If a son who was on car insurance policy now lives somewhere else but drives second vehicle what is best way to handle insurance?

The answer lies in the titleholder of the vehicle. If you are still the titleholder, then you will need to have the car under your policy and have him listed as a driver. If he is the titleholder, he will need to insurance the car under his policy. If that vehicle injure someone or cause damage to someone's property, the other party will sue the titleholder. If you are both titleholder, then I would suggest you sign the titleholder to him.


Will comprehensive insurance fix your vehicle if you hit another vehicle?

And the answer is YES and NO! It all depends on what are the terms and conditions you have agreed upon on your auto policy. You need to be aware of the policy values before you accept it!