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Answered 2014-07-10 20:27:25

You gotta be dead to collect.

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Is life insurance preminums more than cash value insurance?

Google the types of life insurance first. You need to learn a little about life insurance. The terms you are using and spelling are weird. Most people use cash value insurance to describe a type of life insurance.I do not really understand what you mean but, from my experience, I can only guess that by life insurance you mean term life insurance. If that is the case, then, in most situations, term life insurance has lower premiums than cash value life insurance (whole life, universal life...). Be well! mcdlife.com


Who has life insurance?

Mostly families who have dependent kids have life insurance. And also people who been tricked into buying cash value life insurance. People don't buy life insurance. They are sold on it.


Would most people prefer to have term life insurance over regular life insurance?

It all depends on the actual individual if they want to have the regular life insurance for them and their family. Or if they prefer it being for a certain term instead.


Can you get life insurance at age 77?

Yes, there are life insurance companies which offer life insurance for people who are 77 years old. Globe Life offers simplified life insurance with no medical exam required to people age 78 and under.


Is term insurance the most expensive type of life insurance?

No, term insurance is not the most expensive type of life insurance. Usually, term insurance is the most affordable type of life insurance. Term life insurance usually costs 2-3 times less than permanent life insurance. Why? because term life is temporary coverage, usually for 1-30 years, and it builds no cash value inside the policy. See for yourself: Free term life insurance quotes at QualityTermLife's website.


What does American General offer to people?

American General offers whole insurance, life insurance, group life insurance, annuities, and voluntary life insurance.


What are the advantages of Term life insurance?

Term life insurance is the simplest form of life insurance. It was developed to provide temporary life insurance protection on a limited budget to the maximum number of people.


Where can I find the most affordable life insurance quotes?

Metlife offers affordable life insurance.


What type of life insurance do you need?

It depends upon how long you wish to have the coverage for. People with short term protectiopn needs, (1-20 years) might best be served buying term insurance coverage. People who wish to be covered for life should consider either whole life or universal life coverage. The most popular type of life insurance policy is term life insurance as it suits most people's needs. Term insurance provides the maximum death protection against the most affordable premiums. You can choose term periods from 1 to 30 years. There are various options within term life insurance to choose from. However, if you have long term needs, you may prefer to opt for permanent life insurance. For more information on types of life insurance you may find this site helpful: http://www.accuquote.com/types.cfm


Does Gerber Life Insurance Company do adult and child life insurance?

Yes! Although the Gerber Life Insurance Company focuses on the fact that they provide life insurance for children, they do in fact, sell life insurance to people of all ages and in all stages of life.


What happen to People Security Life Insurance Company?

People Security Life Insurance Company is now Monumental Life. Contact # 800-444-5431.


Are term life insurance companies profitable?

Term life insurance companies are very profitable. They make a profit since most people who purchase the insurance never need it, so they don't pay out nearly as much as they take in.


Where can one find life insurance in the UK?

One can find life insurance in the United Kingdom by contacting life insurance companies and agencies. Some of the most famous life insurance companies are YBS and Aviva.


Where can one get Life Insurance quotes?

Most insurance companies offer several types of insurance, including life insurance. By calling a specific company, such as State Farm, one could obtain a life insurance quote.


How do sick people get life insurance?

You need a good agent or broker with access to substandard life insurance companies. I'm an insurance broker.



Where can one find a life insurance policy?

Life Insurance policies can be found online or at a local insurance agent. Life insurance policies are available on most insurance websites AAA, AARP, and Geico just to name a few.


Can your son collect life insurance young you commit suicide?

Most life insurance policies do not pay out for suicide.


How can someone with a disability get the best rates for life insurance?

Yes, disabled people can get the best rates for life insurance.


Where can people get information on standard life insurance?

"You can get more information on what standard life insurance is, and how much it costs by talking to a life insurance company. I would ask Penn Mutual."


How many years is a typical term for term life insurance?

Most insurance company provide term life insurance in five year increments.


What company offers the most affordable life insurance policy?

RBC Life Insurance provides the most affordable insurance. Only $392 a year! But don't be a smoker or else you won't get that rate.


Where to find affordable life insurance policy?

In order to find an affordable life insurance policy first determine what is your goal for life insurance. Then consider your options and compare multiple quotes from several insurance companies to find the most affordable option. If you need temporary life insurance for 30 years, or less, term life insurance offers the most affordable option. You can choose coverage for 10, 15, 20, or 30 years. Because term life insurance is temporary, and builds no cash value, it usually costs alot less than permanent life insurance. You can use a term life insurance quote service online to compare multiple quotes for life insurance with no obligation. If you're looking for affordable life insurance, then term life policies are most suited for this purpose. The premiums are cheaper than whole life insurance and the coverage is high. You can get the most affordable life insurance policy by shopping around. Life insurance rates can differ from company to company quite a bit. Comparing quotes from reputable insurance companies will help you find the best affordable policy.


Do you need life insurance for motorcycle rider in Texas?

Do you need life insurance for motorcycle rider in Texas? As a life insurance agent, I am not aware of any State law that requires you to have "life insurance" for a motorcycle rider. Is life insurance a good idea for a rider?? Oh yeah, most definitely!


What is the benefit of buy term insurance?

The benefit of term life insurance is that once the life insurance is completely paid off, then the monthly premium are paid off by the dividends. People can also borrow from their life insurance.


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