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I have had Three wrecks in the last year that weren't my falt, (one in the rear, one ran a stop sign, and the other failed to yeid right of way) Although it's a law in Tennessee to have insurance, only one did. Most people don't have an extra 10,000 bucks just laying around to replace the car you hit. Or pay for the doctor bills or hire a lawyer to go to court. It's a law to have car insurace so that you can't screw someones life up and leave them high and dry, so that in the case of a wreck they will have assets of compensation.

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Q: Why is it it an official law to have auto insurance if you drive?
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What's the law in Georgia about drivers having auto insurance?

The Law in Georgia about drivers having auto insurance is no different to any other state,you must have auto insurance if you drive a car.


What happens if a person cant get auto insurance?

In many or most states not having liability is against the law. No insurance and you drive illegally, or you do not drive at all.


Can I get away with dropping my auto insurance?

I do not have a particular website to answer your question. I do know, however, that if you drive with no auto insurance it is against the law. Also, if you do get in an accident you are not covered for your injuries. Also, if the accident is your fault, you can get a hefty lawsuit served in your name. Keep shopping for cheaper insurance. Do not drive without auto insurance.


Is automobile insurance mandatory to drive in the US?

It is not mandatory, in the United States as a country,to carry auto insurance, but in most states it is a law.


Am I required by law to have Auto Insurance in NY?

To own and drive a car in New York, you must register your car and obtain license plates. one must have the auto insurance in NY and that is by law. anyone breaking the law can get severe finds.


Can you drive a car if you don't have insurance but the car does you have a License?

All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.


Do I need to purchase auto insurance if I live in PA?

Yes, you are required by law to have auto insurance in the state of Pennsylvannia.


Is auto insurance required in the state of PA?

Auto insurance is a state law requirement in PA. You are only required to carry liability insurance.


Can you drive legally without auto insurance?

This is a state law. In Illinois and Texas I know for sure the answer is no. If you're caught, your license will be suspended. What state are you interested in?


What happens if you have a wreck without auto insurance in Louisiana?

You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana. You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana.


Insurance without a license?

Yes, Some companies do have auto insurance programs for unlicensed adult drivers. Expect the price to be high but you can get it. Remember though that just becaus eyou have auto insurance doe snot mean that you have legal permission to drive a vehicle. Motor vehicle laws requires that you be licensed to drive. Insurance Law does not require you be licensed to buy insurance although most insurers will consider you an unacceptable risk.


What is assigned risk auto insurance used for?

Assigned risk auto insurance is used to cover those drivers that would normally be denied coverage by most insurance companies. They get this form of auto insurance because of State law requiring them to be covered by auto insurance.