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I have had Three wrecks in the last year that weren't my falt, (one in the rear, one ran a stop sign, and the other failed to yeid right of way) Although it's a law in Tennessee to have insurance, only one did. Most people don't have an extra 10,000 bucks just laying around to replace the car you hit. Or pay for the doctor bills or hire a lawyer to go to court. It's a law to have car insurace so that you can't screw someones life up and leave them high and dry, so that in the case of a wreck they will have assets of compensation.

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โˆ™ 2005-11-02 15:08:58
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Q: Why is it it an official law to have auto insurance if you drive?
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What's the law in Georgia about drivers having auto insurance?

The Law in Georgia about drivers having auto insurance is no different to any other state,you must have auto insurance if you drive a car.


What happens if a person cant get auto insurance?

In many or most states not having liability is against the law. No insurance and you drive illegally, or you do not drive at all.


Can I get away with dropping my auto insurance?

I do not have a particular website to answer your question. I do know, however, that if you drive with no auto insurance it is against the law. Also, if you do get in an accident you are not covered for your injuries. Also, if the accident is your fault, you can get a hefty lawsuit served in your name. Keep shopping for cheaper insurance. Do not drive without auto insurance.


Am I required by law to have Auto Insurance in NY?

To own and drive a car in New York, you must register your car and obtain license plates. one must have the auto insurance in NY and that is by law. anyone breaking the law can get severe finds.


Is automobile insurance mandatory to drive in the US?

It is not mandatory, in the United States as a country,to carry auto insurance, but in most states it is a law.


Do I need to purchase auto insurance if I live in PA?

Yes, you are required by law to have auto insurance in the state of Pennsylvannia.


Is auto insurance required in the state of PA?

Auto insurance is a state law requirement in PA. You are only required to carry liability insurance.


Can you drive a car if you don't have insurance but the car does you have a License?

All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.


What is assigned risk auto insurance used for?

Assigned risk auto insurance is used to cover those drivers that would normally be denied coverage by most insurance companies. They get this form of auto insurance because of State law requiring them to be covered by auto insurance.


What happens if you have a wreck without auto insurance in Louisiana?

You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana. You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana.


Insurance without a license?

Yes, Some companies do have auto insurance programs for unlicensed adult drivers. Expect the price to be high but you can get it. Remember though that just becaus eyou have auto insurance doe snot mean that you have legal permission to drive a vehicle. Motor vehicle laws requires that you be licensed to drive. Insurance Law does not require you be licensed to buy insurance although most insurers will consider you an unacceptable risk.


Shouldn't the government subsidize mandated auto insurance?

The reason for this is because there is much competition in the auto insurance world. They offer low car insurance and it is not against the law to not have health insurance.


Can you drive legally without auto insurance?

This is a state law. In Illinois and Texas I know for sure the answer is no. If you're caught, your license will be suspended. What state are you interested in?


How long do you need a drivers license to be eligible for auto insurance?

You're eligible (even required) to get auto insurance as soon as you get your license. SInce you are required by law to be insured to drive. What will matter in regards to the length you have your license will be be how much you pay for insurance as they will charge higher rates for newly licensed drivers.


Do auto auctions need to purchase insurance?

Auto auctions are generally not required by law to purchase insurance but it is up to the individual to purchase insurance if they so choose for themselves.


How do you know if you can be insured to drive a company vehicle?

If you are the owner/operator of your own company vehicle, you purchase auto insurance intended for business. If you're working for a company, they are required by law to either have fleet insurance (insuring large amounts of vehicles), or auto insurance intended for business use regardless of driver.


Can you register a vehicle without insurance in Texas?

No. Mandatory auto insurance is a state law in Texas.


What if you don't have insurance?

If the law requires you to have insurance (Auto Liability) or someone else does (your mortgage company, your auto lender) you could be in hot water if you don't have it. Otherwise, you don't have to have insurance.


When you are in an auto accident with no insurance will the other persons insurance pay for their cars damages?

Their insurance policy will pay for their own car. However you must know it's against the law not to have insurance coverage for your auto.


Can you get auto insurance with a permit?

Yes you can get Auto Insurance with a permit. All drivers are required by law to carry financial responsibilty regardless of your license status.


Is it criminal in the state of California to drive without auto insurance?

Driving without insurance is against the law (a civil offense) in 49 of the 50 states of the U.S. including in California, but it is not a criminal offense in any state.


Can you file a third party law suite with no auto insurance?

yes


What does an insurance attorney do?

An insurance attorney specializes in insurance and insurance law. Often, these attorneys will specialize in one type of insurance like home, auto, health, and mortgage.


How many days can one legally drive in California after the auto insurance expires?

ZERO. You are required BY LAW to have insurance at ALL times in the state of California. There are absolutely NO grace periods for insurance lapses or expirations of any kind. This is why all insurance policies expire on an EXACT date and time.


Are you required by law to have car insurance in the state of Florida?

Yes, in fact all states require auto insurance.