There are a number of reasons they may not repossess the car:
1. The vehicle is totalled or damage beyond the value of the loan or repossession charges.
2. They cannot locate the vehicle because...
a. It is not in a towable position.
b. It is blocked in.
c. It is secured in a garage or structure.
d. It is an all wheel drive vehicle and they do not have a rollback (flat bed tow truck) or do not know how to disengage the linkage.
e. They cannot enter the vehicle to disengage the shifter due to a high end security system.
f. The car is located in a gated-guarded community and they cannot gain access.
3. They cannot identify the vehicle because...
a. They do not know the color.
b. They do not have the tag #.
c. They cannot read the VIN because it is obscured or covered.
4. They do not have a repossession agency contract in the area where the vehicle is located.
5. They require you to voluntarily surrender the unit by...
a. ...bringing it to a dealership...
b. ...bringing it to an approved third party...
...and you refuse.
Yes, you can let them repo the car. NO, that wont be the end of it. YES. they have other legal options.
No. The lienholder is the only entity with a right to repossess.
She needs to contact the lender and make sure the payments are made. If not they will repossess the car and she will be responsible for the loan balance after they sell the car. She also needs to contact a lawyer and see what her rights are in her state.
NO!
Yes, the finance company can repossess the car from the body shop. They would likely wait for the car to be fixed before they repossess the car.
As long as the bank is listed as the lienholder on the title and as long as you owe them money and haven't paid they can repossess the car.
Yes
Yes, you made a financial pbligation by signing the documents for the sale of this car. So, they can legally repossess that vehicle.
The state doesn't repossess your car - private companies do that on behalf of the lienholder. They don't charge you for private property left in your car when they repossess it - that would be illegal. They charge a "storage fee" for the items they remove from your car. Underhanded, yes, but they can legally do it.
No, you dont even need keys to repossess a car in South Carolina
They won't repossess it for your license being suspended, but they can repossess it when you fail to make payments, regardless of what the current status of your license is.
no