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Any number of reasons, 1 the driver was excluded or otherwise not an insured under your policy. or 2 insurance proof was not furnished in a form of writing when requested by the law enforcement officer.

Answer"Why would someone get a ticket for no proof of insurance, when she is insured?"

In most states, you are required to provide proof of insurance if stopped by an officer. If you cannot furnish a current insurance card he has the option of issuing a traffic ticket.

Normally you can take a notarized letter from you insurance carrier to the clerk indicating coverage for the driver was in effect and the ticket will be dismissed.

However you state in your post that your wife is excluded. If a person has been excluded from the policy she is in fact driving without insurance.

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โˆ™ 2011-08-20 07:20:39
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Q: Why would someone get a ticket for no proof of insurance when she is insured?
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I got a ticket for having no proof of insurance if i go to court with insurance will my ticket get droped?

The ticket will only get dropped if you have proof that you HAD insurance at the time of the ticket had been issued. You may get the ticket fine lowered with proof that you now have the required insurance.


How much will a no proof of insurance ticket cost in Chicago?

There is not going to be a ticket that is issued for just a no proof of insurance. You will have to show your proof of insurance but the ticket cost will be for something else. If you cannot show your proof of insurance, you will have to go to court.


Can you get a no insurance ticket for car if your drivers license is insured?

You can't insure a driver's license. The ticket would have been issued to whoever was driving at the time the police issued it. If you had no proof of insurance with you - and that is required in most states - then you can be ticket for not having it with you.


How much will a no proof of insurance ticket cost in Michigan?

There is not a ticket charge for a no proof of insurance in Michigan. You are given a ticket for other things, such as speeding.


Can you still get a no proof of insurance ticket with an auto insurance binder?

No....a binder is a form of proof of insurance


If you get a speeding ticket while driving someone else's car do you have to show proof of insurance when you pay the ticket?

no, but if you want to pay less for the ticket then yes


How much would a ticket for broken headlights and lack of proof of insurance raise your insurance rates?

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What do they mean when they ask are you insured?

Do you have any insurance. If driving, they ask for your proof of auto insurance.


If your friend gets a speeding ticket in your car and is NOT insured but you are and they didn't give the officer your insurance info what will happen?

In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.


Do I have to show proof of insurance if my car was parked when it was hit by another person?

Yes, if the vehicle is registered, in most states, you must have it insured. If the officer asks for proof of insurance, you are required to show it to him. If you do not have it, he may issue you a ticket. It does not matter if the car was in motion or parked.


What should you do if you left your insurance card at home and got a ticket for no proof of insurance?

go to traffic court and take your proof of insurance with you. this will prove to the judge that you have insurance and they will usually remove that part of the ticket.


How much will a no proof of insurance ticket cost in Washington?

$550 for no insurance


Got a no insurance ticket in friends car but i have insurance will that cover me?

The ticket probably wasn't for no insurance, it was for no proof of insurance. Depending on your state, you should be able to just go to the county clerk (or just attend the court date on your ticket) show the judge proof of insurance.


If you got a no insurance ticket in a car you drove that is not insured but you have full coverage on another vehicle?

No proof of insurance on the vehicle. Just because you have one car with insurance does not mean that you are covered on any vehicle that you drive. Your best bet is to add the vehicle to your policy, go to court, show them you now have proof of insurance, and you should be okay then.


How do I resolve a proof of insurance fix-it-ticket in California?

You have to provide proof that you had insurance at the time and date of the ticket or pay the fine for not having coverage as required by law.


No proof of insurance fine Arkansas?

300.00 I got a ticket for this. I got insurance the day after getting the ticket. The judge gave me credit off the ticket for getting proof of insurance and then they added court cost . In total it cost me 215 bucks plus the cost of insurance.


What is an sr22 and how is it used?

An sr22 is a proof of insurance, particularly car insurance. It is important to have an sr22, otherwise, you can get a ticket driving because you have no proof of car insurance.


How much is a Florida no proof of insurance ticket fine?

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How do i resolve a failure to provide insurance ticket if I had insurance at the time but didn't have the proof in the car?

Go to court with proof of insurance stating it was in effect on the date of the violation.


No proof of insurance ticket in Illinois?

I have been through this last year, if you didn't have proof of insurance on you, but you had it for that time period you got the ticket, then just bring it into court with you and the ticket will be dropped. If you did not have it covered for that time of the ticket, then if its your first time they will give you court supervision and you have to get proof of insurance with SR22 added to it, usually that's a 1-3 year thing, no matter if you have a vehicle or not you have to carry the SR22 insurance or they will suspend your license. Goodluck with that


How to write a proof of health insurance letter?

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You have to ask the insured. By Law, the Life Insurance company cannot tell you unless they have proof that the Insured is dead. They would be violating the privacy law. *Check with The Center for Life Insurance Disputes.


Can a person back pay non-owners auto insurance so they can show proof of insurance to retain their drivers license and how do they go about it?

There is no retro active insurance. If someone is not insured at the time of the accident any penalties/legal actions are valid.


What happens when a driver carrying SR22 insurance in South Carolina receives a speeding ticket for going 80 mph in a 70 mph zone?

You have to pay the ticket or fight it just like every body else. SR22 Insurance is the same as Auto Insurance, Except that a court has ordered you to have your insurer file a Form SR22 as proof that you are insured with the state to assure them you are properly insured so that your drivers license was not suspended. The SR22 is usually ordered because of a prior citation, usually for drinking and driving or driving without insurance or for a prior accident without insurance.


If you got pulled over and didn't have proof of insurance with you but you do actually have it can you just take the proof to court and get the ticket dropped?

yes! But you will have to pay your states "fix it ticket" rate.