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I would think so. If they get anything or not is up to the court. Some assets will be exempt, but I'm not sure what.

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โˆ™ 2006-07-21 15:29:21
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Q: Will a credit card company win a judgment against you if they sue even though you do not have a job?
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Garnishment from credit card company and have now been notified you have another judgment and they are also going garnish your wages can they do this?

As long as they have a court order of a judgment against you - yes they can. There are limits though as to how much they can take out of your paycheck. In most states that is 10% of the gross pay.

What if I don't have any assets and I have a judgment against me?

The judgment continues to sit on your credit report. In some cases, the person or company that was awarded the judgment on you can file paperwork to have your wages garnished and/or have any property that you have in the future held (titles) so you cannot sell them until the debt is repaid. That is uncommon though. In most cases, the judgment just sits on your credit, continuing to make it worse. You should pay your debt.

If you had a judgment against you and you put it on your Chapter 7 can they keep a judgment on your credit after you are discharged from your Ch 7?

Yes. If the judgment resulted in a lien against property. Even though the judgment will be discharged in the BK. The lien will remain on the property and the item will remain on the CR. Due to the negative effect of a BK, the additional notice of a judgment, is rather insignificant.

Can you buy a car even though you have a judgment lien against you?

I've been told you can't because it will come up on the credit check.

Can a creditor receive a judgment and or lien against me even though you have never appeared in court?

If you fail to appear in court a default judgment can be entered against you

What happens when you get a default judgement on a credit card?

That depends. A default judgment occurs when one party, after receiving notice and summons in a suit, fails to file an appearance and response before the court. If you got a default judgment against the credit card company, congratulations on your incredible victory - that doesn't happen often. Its exceedingly rare for a credit card company to make such a mistake. What you probably meant though was that a credit card company got a default judgment against you. Bad luck my friend, you should have showed up. By not participating in the judicial process, you have significantly limited your options. You could attempt an appeal, but because you didn't show up, the facts are assumed to be exactly as the credit card company stated them, so your grounds for appeal are practically non-existent. Really the only time default judgments get overturned in most cases is when one side failed to properly serve the defendant, which I assume is not the case here. You could try bargaining with the credit card company to reduce your debt, but the credit card company isn't going to be as willing to bargain now that they have a judgment against you. Why? Because now that they have a judgment, if you fail to pay, they can go to court and get an order enforcing the judgment against you. This kind of order typically allows them to have a law enforcement officer collect your property and sell it off to pay your debt (exactly how this works varies from state to state). Because of the default judgment, the credit card company also enjoys priority in any bankruptcy you might have, so they have very little incentive to negotiate with you over the amount of your debt. Speaking of which, if you can't pay, your best option now is probably to go to a lawyer and discuss your bankruptcy options. Whatever you choose to do, do it sooner rather than later. Putting off dealing with this type of issue puts people in hot water FAST.

Judgment against you and now you are trying to contact the company who sued you so you can settle the debt but now you come to find out they went out of business Is there anything you can do?

You could see who - if any - took responsibility for the unfinished business of the now defunct company. The States Attorney's office should have that information. For all practical purposes, you are unlikely to be compelled to pay, though may have the credit ding on your report forever.Additional: It may also depend greatly on just HOW the company went out of business. If they went bankrupt and the judgment award against you shows on their books as an account receivable, the bankruptcy court will make you honor your judgment to the bankrupt company's creditors.

Will a credit card company seize your car for unpaid credit card debt?

If a creditor/lender obtains a writ of judgment from the court in the state where the debtor resides, said judgment can be executed against real and personal property belonging to the debtor. In matters of judgments for CC debt in most US states it is possible for the judgment holder to place a lien against a vehicle (depending upon how the vehicle is titled) and request a forced sale. However, even though it is possible it is not in feasible for the judgment creditor to take such action and therefore highly unlikely to occur. The judgment debtor can also, garnish wages, levy bank accounts, seize and liquidate non exempt assets (stocks, bonds, etc.) or place a lien against real property. The judgment debtor should familiarize themselves with what real and personal property is exempted from attachment according to the laws of their state. Generally these exemptions will be the same as are allowed in bankruptcy proceedings.

If you satisfy a judgment today that was filed in 99 in AL how long will it show on your credit report?

Even though a judgment is catagorized as settled, it remains on the CR for the full seven years.

Can you start a sentence with even though?

Even though I didn't want to, I started THIS sentence with 'even though'. Even though the judgment was, it stlll goes against one of the litigants.

Can the credit card company sue you even though you are not a citizen of the country where you get the card?

Yes. Why should your citizenship matter? If you did something that harmed the credit card company, they can sue you.

If a credit card company sues you can they attach your assets or garnish your wages or freeze bank accounts for the debt owed?

Yes. Contrary to what some believe, even though credit cards are considered unsecured debt, the CC issuer can pursue litigation in order to recover the debt owed. If the creditor wins a lawsuit against the debtor a judgment will be awarded and that judgment can be enforced according to the laws of the debtor's state. Some methods for enforcing a judgment are, garnishment of wages, levy of bank accounts, seizure and sale of nonexempt property belonging to the judgment debtor or a lien against real property. All states have laws that allow debtors to exempt/protect real and personal property from judgment execution. It is in the best interest of any debtor to be informed about such laws, in case they find themselves involved in a creditor vs. debtor civil suit.

Can a motorcycle purchased on credit card be repossessed?

A motorcycle that was paid for on a credit card can not be repossessed considering the credit card company paid the dealer. You must pay the card company back though or they can take you to court.

Can a joint property be seized for a judgment against only one spouse in the state of Texas Even though spouce signged quit claim deed before judgment?

yes of course

If you were in the credit bureau for more than 7 years for a judgment and it was deleted can the company come back and try to put you back in the bureau and try taking you to court?

You cannot be sued twice for the same debt or sued again on a debt that has already been reduced to judgment. By law, a judgment can stay on your reports for the term of the judgment or the 7-1/2 years, though most will come off in the usual time frame. If the judgment remains unpaid and valid, it could be put back on your reports. A judgment creditor can still summon you to court for a debtor's exam on an unpaid judgment.

Can a judgment be filed on you without you going to court?

Yes, if you are served with the summons and complaint and do not file an answer denying the allegations and fail to go to court, plaintiff will be given a chance to prove that a judgment by default should be entered against you. If the proof is adequate, the court will enter judgment against you even though you haven't gone to court.

Can you renew your state insurance license if you have a personal judgment?

Yes, of course you can renew your license. You may however have difficulty obtaining an appointment from an insurer though depending on the nature of the judgment placed against you.

How can I block someone from wiping out my judgment against them through bankruptcy - KC MO?

You can't. The only things that hold up through bankrupcy are things like credit card debt etc. If you want to find out for sure though, call a lawyer.

What if the defendant in a judgment changes the name of the company that is named in the civil litigation?

A name change is irrelevant. The responsible parties are still the responsible parties. If the litigation is pending (which I'm guessing it's not if there's a judgment, but just in case), change the header on the litigation to reflect the new name change. E.G. John Doe v. Inspiron Technologies d/b/a Inspirational Computers. Inspiron Technologies being the initial name of the company and Inspirational Computers being the new company name. D/B/A stands for "doing business as." If you have a judgment and the company name has changed, the company is still liable to you for the damages in question. If the company has not paid you according to a judgment, file a motion in court against them, again using the original name and d/b/a the new name. Though you'd need to ask a lawyer in your jurisdiction the exact name of the motion you would file against the company in question.

What are the consequences of a judgment?

The Fair Credit Reporting Act states that a judgment may remain on your credit report for 7 years. Many jurisdictions will also use a date a judgment was paid as the expiration date, even though payment does not necessarily constitute a disposition, called a satisfaction of judgment, which is a separate legal action. After a judgment is granted, the plaintiff may garnish the defendants wages, file an extention of the original judgment to extend the time period it may legally show on a consumer's credit report, or place a lien upon any property owned by the defendant. The latter might prevent sale or refinance of that property.

Where is the company Fast Bad Credit Loans located?

The company Fast Bad Credit Loans is located in London, England. They offer loans to those with bad credit when one needs a loan in a hurry. The interest rates are very high though.

What should you do if you are being sued by a credit card company?

You need to talk with an attorney immediately. If you cannot afford an attorney, there are groups who will represent you at no or little cost. Check your local telephone book under "low-income legal services." A most important consideration at this stage is DO NOT IGNORE THE TIME PERIOD stated in the Summons. If you know you are being sued then you must have received a copy of the Summons and Complaint. The Summons will tell you that you have a certain amount of time to file an Answer to the complaint. If you do not file that Answer, either on your own or through an attorney, the court may assume that you admit that you owe the money the credit card company says you owe and allow the credit card company to get a judgment against you. Be warned that even if you feel you do not owe this debt, you must not ignore the summons or the court will accept a written affidavit from the company saying you do owe the money and give it a default judgment against you. Then it can proceed wage garnishments or other collection methods. I have personally seen too many people ask how can a credit card company get a judgment against me if I don't owe the money. They can if you do not tell the court in an Answer the reasons why you feel you don't owe the money. If a creditor gets a default judgment against you it might be possible to have the court set it aside, let you deny the claim and proceed with the case. Also, don't simply assume that the amount the creditor claims is due is really due. Creditcard companies routinely claim more money than is actually owed by saying that debtors have run up interest and penalty charges when those charges may very well be illegal or not payable under the credit agreement. Also, sometimes the credit card company lawyers claim that you owe attorney's fees too and they demand a specific amount for those fees which is added to the amount of the basic debt. Many times these fees are overstated, but if you do not answer the complaint a court might simply rubber stamp the request. Here is an example: I represented a person who had a default judgment entered against him because he did not answer the complaint. The claim by the company included the amount of the debt, plus interest from his last payment to the date of the filing of the complaint plus attorneys' fees. The client did not answer the complaint because he assumed that the amounts calculated in the complaint had to be right. But he was wrong. The amount of interest and attorneys' fees had been overstated in the complaint. The credit card company could not prove to this court's satisfaction that their amounts were correct. He was lucky that this court required specific proofs of the amount owed. Not every court will be so vigilant. But he still had one big problem. His credit record now showed he had had a judgment entered against him. Plus, even though the judgment was about $3000.00 less than the complaint said he owed, he had to pay over $600.00 in extra fees because the default judgment had been sent to a court officer to begin the process of wage garnishment. So do not let them get a default judgment against you because it might be for more than you really owe and even if it is not, you may incur unnecessary costs if you allow the process to move along without objection.

Who designed the Game Boy?

Nintendo is the company behind it, though the credit for the original design lays with Gunpei Yokoi.

Can an auto insurance company cancel your policy after reviewing your credit report?

They usually can't cancel a policy due to credit. The rates can go WAY up though!

Do you still get your taxes even though you have a judgment against you?

Generally, yes. But those holding the judgment may well come after the money...and hiding it from them can tuen to criminal charges. Not paying what you are required to has a way of ggetting worse, and worse.