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Will an auto insurance company repair a car that has had an electrical fire even if there is no physical damage to the body of the car?


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Wiki User
2005-12-08 05:23:37
2005-12-08 05:23:37

yes. it is a covered loss Payable under comprehensive or "other than collison"

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depends what you mean, insurance will pay for a fire from an faulty electrical system, the insurance company will not pay for the faulty product itself only the resulting damage.

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It covers physical damage to your car. It will pay for repairs.

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An SR22 insurance policy is a regular insurance policy with some additional requirements of the insurance company to notify the State Department of Motor Vehicles and restrictions on cancellation. In a rental car situation, the rental car company will carry the liability coverage and physical damage coverage. You are responsible for a deductible for any damage done to the vehicle. I recommend that you purchase their physical damage waiver so you will not be responsible for damages.

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If the insurance is in effect when the damage occurred, the lack of registration shouldn't matter.

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Comprehensive and Collison are the two types of physical damage coverage.


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