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Answered 2008-10-17 08:15:34

Yes, each inquiry lowers your credit score. You can pull your own credit report for free at www.freecreditreport.com from all 3 credit agencies and it does not affect your credit score. Also if you have ever been denied credit for any reason, you can request a credit report for free.

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If it does report it will show that you are just an authorized user, most cards don't even report authorized users anymore.


The credit report holder can check his or her report as often as they choose. When you check your credit report it is considered a "soft inquiry" and will not affect your status.


One can easily get a free credit rating report by the use of a telephone or through mailing. Many receive free credit rating reports by the phone or through e-mails.


The best place to get a credit rating report in Canada is through Equifax. The other place to get a credit report would be through Transunion. However, obtaining a report may cost a person money.


Try this site www.annualcreditreport.com you are entitled by law to review your credit report for free from all reporting agencies annually. this only works once a year so plan it well, and since its not a lender inquiry it will not affect your credit rating. good luck



Yes, it does show up on that persons credit report. If you are late on payments, it will negatively impact his/her credit report.


If they don't pull a full report and only do a soft inquiry then it doesn't ever hurt. If you are however, applying for credit at the bank and they do a "hard inquiry" where they view your full report then it only takes one time. If you are going around in a short length of time and having banks pull your credit for the purpose of a home or car loan then usually the credit report agencies count this as one inquiry because it's quite reasonable to shop around.


It should not affect your credit rating. Discuss the situation with your bank and have it changed and monitor your credit report. If you see an error, report it immediately. In the report, you will be able to issue a statement on why the account was overdrawn and it will be removed.



24 months, but those only impact your credit scores for the first 12 months if they are hard inquiries.


Account review (AR) inquiries are not ordinarily reflected as hard inquiries which would impact your credit score. If you have had an AR inquiry which has been coded "hard", you can contact the creditor and request they remove the inquiry or (at the very least) re-code it as a "soft" inquiry.


Your score can drop because of various actions. Sometimes applying for a car loans with several lenders in a short period may place a credit score at a higher risk of dropping. This type of inquiry is known as a hard inquiry. A hard inquiry can impact your credit report and score for approximately two years.


To determine if that person should be given a loan or credit card



The length of time that information remains on a credit report varies as to whether it's a bankruptcy, judgment, tax lien (paid/unpaid), late payment or an inquiry.


A credit check report is a good thing to have because it can see how good or bad your credit rating is. if your rating is bad it may give you tips to improve it or if its good it will tell you that you dont need to do anything.


No, but the inquiry, if too many are done, can have a negative effect.NewCorrect, but remember that only credit inquiries within the last 90 day period will negatively impact your FICO score rating.


Many smaller companies inquire into credit, but they do not report credit on a monthly basis. On a single-bureau credit report, you'll see the companies that have made a credit inquiry using that particular credit bureau: Experian, Equifax, or Trans Union. (A 3 bureau merged credit report is more appropriate if you want to see companies who have inquired into your credit from all three credit bureaus.)


I am trying to say.... How do you stop the creditors/companies on the bottom of your credit report to stop continuously running you credit? Like it says this inquiry will continue until such a date...How do you get that to stop?


The cost varies depending on your credit rating. If your credit rating is very low, it could cost you anywhere from 100$ to 1000$, but if you are good, then it could be free.


There are many tips to increase a person's credit report rating. Some of them are pay their bill on time, keep the credit card balance low, avoid access inquiries,avoid bankruptcy and many more.


This is the rating of your account. A R09 basically means that it is a charged off account.


A consumer credit report consists of a persons personal information as well as their credit history and score which can be used by financial institutions and sometimes employers as well.


This debt will appear on your credit report as a joint debt. It will bare just as much weight on your credit report as if it were in your name alone.



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