It should. If the "At Fault" vehicle is insured, it's supposed to cover the victim's vehicle 100%. If the "at fault" vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount. Note that the drunk driver will loose his insurance and be required to get the VERY expensive DUI "insurance endorsment" since he/she is now in the highest risk bracket. BTW, when a drunk driver causes a collision it's not called an "accident". Accident is when things just happen. Driving drunk is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
most time if the car was in an accident and is totaled you will have to by it back from your insurance company
The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.
If a car is totaled in an accident and only liability insurance is present, there is a chance that the other party's insurance will pay for the vehicle if the accident was their fault. If a car is totaled, but no others were involved, then the responsibility falls on the registered owner. This will not release the registered owner from paying for the vehicle, either, if money is still owed on the car.
no you won`t get it. You require both car insurance and it must be registered on your name.
It is not easy to qualify for disability insurance if you have a recent DUI. The logic behind this is that you are at greater risk of suffering a disability if you are injured in a car accident and you are more likely to have a car accident if you have a history of DUI. If you are asking about whether or not your employer's auto liability insurance will cover you, then the answer is "probably not" if your DUI is recent (3 years or less).
If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.
Probably not. You damaged it during the commission of an illegal act (DUI). If you hadn't totalled it, the state would have probably confiscated it anyway.
A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.
Your insurance may go up it may not, also sue for allot of money!!!
Yes, they will help, but they won't buy you a new car. Once your car is deemed totaled, the insurance company will usually pay you the value of the car before the accident minus your deductible. You can either buy back the totaled car and repair it or use the money towards a new car.
If you didn't receive a ticket, then you won't get any points.
No, the insurance company takes the car and they give you the value of the car,(depending on condition,make,model,year,# of miles).
if you have gico then no but any other car insurance will yes
you will have to pay a debt and GET CAR INSURANCE
If the only insurance you have is on the totaled car, you will not be required to carry a policy on it anymore. However, it is never good to have lapses in the dates you are insured. I suggest having them to lower your insurance to the most basic your state allows and carry that until you get another car.
yes if you have collision coverage barring any exclusions in your policy to the contrary.
Repair it make a planter out of it sell it for scrap Without collision insurance you are out of luck unless the accident was the other guys fault, in which case his insurance will pay you for the value of your car and collect the remains.
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
There is no deductible for liability claims.
if there is insurance it should pay for the loss
Its your fault
If you caused the accident and you totaled your car and you only have liability insurance, your insurance company does not do anything to your car. The car was taken away by the tow truck driver. You may pay to haul it somewhere to be repaired or you may sell it to a junk yard. If the other driver caused the accident, then his insurance company buys your car. It still goes to a junk yard to be recycled. That way, however, you will get some money. Either way, you are entitled to get your personal stuff out of the car.
Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.