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It should. If the "At Fault" vehicle is insured, it's supposed to cover the victim's vehicle 100%. If the "at fault" vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount. Note that the drunk driver will loose his insurance and be required to get the VERY expensive DUI "insurance endorsment" since he/she is now in the highest risk bracket. BTW, when a drunk driver causes a collision it's not called an "accident". Accident is when things just happen. Driving drunk is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.

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โˆ™ 2006-03-14 20:07:12
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Q: Will car insurance pay for a car totaled in a DUI accident?
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Is it legal for your insurance company to deny a loss for a car that was totaled?

It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


How do you get a car after your vehicle is damaged?

most time if the car was in an accident and is totaled you will have to by it back from your insurance company


What do you do if your car gets totaled in a car accident?

The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.


What happens after your car is totaled and you only have liability?

If a car is totaled in an accident and only liability insurance is present, there is a chance that the other party's insurance will pay for the vehicle if the accident was their fault. If a car is totaled, but no others were involved, then the responsibility falls on the registered owner. This will not release the registered owner from paying for the vehicle, either, if money is still owed on the car.


You were in a car accident had insurance but the car was totaled and the car was not in your name Do you get compensated to get a new vehicle?

no you won`t get it. You require both car insurance and it must be registered on your name.


Can you get insurance to cover you at work if you have a DUI?

It is not easy to qualify for disability insurance if you have a recent DUI. The logic behind this is that you are at greater risk of suffering a disability if you are injured in a car accident and you are more likely to have a car accident if you have a history of DUI. If you are asking about whether or not your employer's auto liability insurance will cover you, then the answer is "probably not" if your DUI is recent (3 years or less).


What to do if Car totaled and no collision insurance?

If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.


If you totaled your car and were arrested for DUI will insurance pay for your car in Texas?

Probably not. You damaged it during the commission of an illegal act (DUI). If you hadn't totalled it, the state would have probably confiscated it anyway.


Is your auto insurance affected if another person receives a DUI in your car?

A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.


My car was totaled in a car accident and the guy at fault had no drivers license but the car had insurance Will my insurance go up due to the accident and should i sue the guy?

Your insurance may go up it may not, also sue for allot of money!!!


How do you sue someone at fault in an accident if they have no insurance at all and can you sue them personally to pay for your car being totaled?

== ==


Does insurance help with buying a new vehicle if your car gets totaled?

Yes, they will help, but they won't buy you a new car. Once your car is deemed totaled, the insurance company will usually pay you the value of the car before the accident minus your deductible. You can either buy back the totaled car and repair it or use the money towards a new car.


How many points will you get if you had a car accident and it totaled your car but you did not receive a ticket and insurance did not have to pay?

If you didn't receive a ticket, then you won't get any points.


If you are the policy holder and you were involved in a car accident and your insurance declares your car totaled do you keep your car?

No, the insurance company takes the car and they give you the value of the car,(depending on condition,make,model,year,# of miles).


If two people have a car loan but only one person has insurance and the car is totaled in a single vehicle accident by the uninsured person will the insurance company still cover the car?

if you have gico then no but any other car insurance will yes


What happens if you have no insurance and you totaled your car?

you will have to pay a debt and GET CAR INSURANCE


Do you have to pay auto insurance if your car is totaled in an accident and may not have another car for several months?

If the only insurance you have is on the totaled car, you will not be required to carry a policy on it anymore. However, it is never good to have lapses in the dates you are insured. I suggest having them to lower your insurance to the most basic your state allows and carry that until you get another car.


Do insurance companies pay for the totaled car causing a collision in a DUI case?

yes if you have collision coverage barring any exclusions in your policy to the contrary.


I have liability insurance my car was totaled what am i to do with the car?

Repair it make a planter out of it sell it for scrap Without collision insurance you are out of luck unless the accident was the other guys fault, in which case his insurance will pay you for the value of your car and collect the remains.


I have liability only and my car was totaled?

If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?

There is no deductible for liability claims.


My son had permission to operate a friends vehichle and the car was in an accident and totaled. is he liable for payment?

if there is insurance it should pay for the loss


You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?

Its your fault


What does the your insurance company do to a car if it is totaled and you only have liability coverage?

If you caused the accident and you totaled your car and you only have liability insurance, your insurance company does not do anything to your car. The car was taken away by the tow truck driver. You may pay to haul it somewhere to be repaired or you may sell it to a junk yard. If the other driver caused the accident, then his insurance company buys your car. It still goes to a junk yard to be recycled. That way, however, you will get some money. Either way, you are entitled to get your personal stuff out of the car.


What happens to a totaled car after the insurance co pays you for it?

Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.