The replacement of your boiler sound as if it is a maintenance issue and not something that could be covered by your homeowner's insurance policy. The damage would have to be caused by a covered cause such as a tornado, fire, vandalism, windstorm, etc. and I can't think of a way that it was damaged by one of the covered causes. Sorry.
Settling of earth is not a covered cause of damage. For this reason, the homeowner's insurance will not cover replacement of the windows. This is a maintenance issue that is your responsibility as the homeowner. Maintenance is never covered by the homeowner's insurance. Sorry.
Boiler insurance isn't usually covered on standard home insurance. Boiler insurance covers repairs, parts, and possible replacement of your home boiler. Boilers can be costly to repair that is why the insurance is necessary.
There is a type of insurance that is often called boiler cover insurance. Because boilers are not usually covered by standard home insurance you can get a separate policy that covers just the boiler.
No, homeowner's insurance does not cover maintenance and pest control is a maintenance issue.
No, homeowner's insurance only overs damages on the house.
It can. The problem with homeowner's insurance policies is that you are never really comparing apples to apples, and then there is the degree of coverage. The policy will most surely cover aspects of the boiler and damage that may ensue from boiler problems, but only reading the policy would explain if it does. Some home warranty policies may cover this as well. Home warranty policies have been expanding their coverage these last few years, and they would possibly cover repairs to a boiler (yet again, policies are different from each company).
The fundamental distinction between landlord and homeowner boiler service insurance is that the insurance should cover the landlord’s requirement to keep an annual Landlord Gas Safety Record. This is something we can offer with all of our landlord services. For your convenience, we can provide electronic copies of the certificates of all our heating engineers registered with Gas Safe.
Most homeowner insurance will cover for public liability but you need to read your policy.
If i go out of town and live the water running from the sink would mu homeowners cover the claim
Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!
They cover auto insurance, life insurance,homeowner's insurance, and also insurance on AARP endorsed products. They seem to cover all the basis for insurance needs.
No