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Will homeowners insurance cover damage to a car without comprehensive coverage damaged by fallen tree.?
Wiki User
∙ 11y ago
Homeowners policies specifically exclude damage to motorized vehicles with the exception of lawn mowers that are exclusively use for maintenance of the property. Also, Golf carts are usually covered. Automobiles can only be covered by an auto policy that has physical damage coverage included.
Wiki User
∙ 11y ago
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Will homeowners insurance cover damage to a car damaged at your home?
It depends on the situation but mostly the car insurance comprehensive coverage would cover any damage done in a non-moving accident.
Will homeowners insurance cover a damaged car by the garage door?
No, You'll have to seek coverage for the Car under you Auto Insurance Policy. Now if the garage door was damaged then your Homeowners policy may fix it if it is below your deductible.
Will your entire roof be replaced when tree falls and damages only part?
No, your insurance contract specifies coverage for certain damages that result from the covered perils listed on your policy. Homeowners insurance can not provide coverage for things that are not damaged.
Does auto insurance cover damage to car when a wild boar has damaged it?
If you have full coverage with Comprehensive and Collision then yes, you should be covered.
Snow fell down off your roof and damaged the hood of your car Will your full coverage auto insurance cover the cost of new hood?
Yes, comprehensive coverage should pay for incidents such as this.
Is neighbors damaged car covered by my homeowners insurance?
it depends upon how the car was damaged
Does Homeowners insurance cover damaged shrubbery?
Most certainly not.
What help can I get with repairs to my roof after so much rainfall from my property insurance help.?
The best source of information would be your insurance agent or other Insurance Company Representative. Most Homeowners insurance policies have coverage available for storm damaged roofs.
Does homeowners insurance pay when personal property is damaged in a fire while vacationing?
A homeowners insurance policy includes up to 10% of coverage C (Personal Property) while off premises. A fire that occurred while on vacation would certainly be covered under this type of coverage. Another incident is a resident child while staying in a dorm at college would also have coverage for personal property while the property was stolen or damaged by fire or windstorm or such at the college dorm.
What does collision coverage What does collision coverage?
In automobile insurance, collision coverage provides for repairing a vehicle when it is damaged due to the fault of the insured. Liability insurance provides for cost of repair of the OTHER vehicle if you damaged it.
Does home insurance cover damaged items in car or auto insurance?
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
Is your car covered by homeowners insurance if stuck by lighting in driveway?
No, Homeowners insurance does not cover vehicles, That's what Auto Insurance is for.. It does not matter where the vehicle was parked.If a tree falls on your car or your car is struck by lightning, hail damaged or whatever, makes no difference. When you purchase your auto Insurance you have the option to buy liability or full coverage. Any damage to your vehicle would have to be filed against your auto insurance policy.AnswerShould be. Same thing if a tree fall on it. no coverage from your home policy.
