Home & Garden
Swimming Pools
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Homeowner's Insurance

Will homeowners insurance cover damage to an inground swimming pool caused when a windstorm lifted the pool cover and debris ripped the liner?

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Answer

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Wiki User
01/22/2006

If the policy specifically covers the pool, yes. If there is no specific mention of the pool in any of the insurance coverage papers, no. I don't think that there needs to be specific mention of the pool in the policy. The wind damgae should be covered subject to the deductible. Be aware though that even minor claims can cause your insurance premium to go up so get good advice before proceeding with the claim.