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Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.

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โˆ™ 2016-07-29 17:08:47
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Q: Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?
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Related questions

Does homeowners' insurance usual cover the cost of any personal injury settlements if someone trips on my front steps?

"Homeowners' insurance often covers personal injury settlements if someone trips on your stairs. Because the amount vary, you should check your policy to see how much coverage you have."


Does homeowners insurance pay for an accident of someone who lives in the house and injures themselves on the property?

It's called "personal liability" coverage, and virtually all homeowners policies have it.


Does my homeowners insurance cover another person if they are hurt on someone else's property?

No, Homeowners insurance is not a replacement for medical insurance.


Can a commercial business insurance policy protect you if your personal pet bites someone?

No pet bites would be covered under your homeowners or renters insurance policy.


Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


Does your farm bureau home owners insurance cover you if you are working in someone elses home?

Homeowners insurance policies are personal lines coverage and typically do not provide coverage for commercial or work related activities.


Does homeowners insurance go up if someone in the household has a license?

No.


Does home owners insurance cover an individual if they are helping someone and get hurt in the process?

No, homeowners insurance is not a replacement for health insurance.


Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?

Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.


Does homeowners insurance cover bodily injury to someone living in the home?

No


Where can someone compare homeowners insurance?

There are a number of places were one can compare homeowners insurance online. Some of these places on the internet include Compare The Market, Net Quote, and Go Compare.


When someone kills you with their car can you go after their homeowners insurance?

Nope! Because your dead!


If you rent an apartment should you get home owners insurance?

If you rent an apartment, you don't need homeOWNERS insurance, but you you definitely need Renters Insurance, which is a form of homeowners insurance. Most renters' policies will protect your personal belongings from perils such as theft and fire. It will also reimburse you the cost of additional living expenses if your apartment or rented home is damaged by a covered peril. A renters policy will also give you liability insurance; don't thnk for a minute that if someone falls in your apartment that only your landlord will be sued. If your dog bites someone, it will also protect you if you get sued.


Which companies offer cheap homeowners insurance?

Homeowners insurance is available from a large number of insurance companies such as Swiftcover or Hastings. Whether someone wants it cheap or not it is best to read the terms and conditions carefully to make sure it covers what is required.


Is homeowners insurance required if you are renting the property out?

Homeowners insurance is not the proper policy if you are renting a home to someone else. What you need is a tenant occupied dwelling fire policy with premises liability coverage added to the policy or extended from your homeowners policy from the home you do live in. This is why you need an insurance agent and not a 1-800 insurance company to advise you on your needs and sell you the proper policies.


Does homeowner insurance cover someone else property also from theft?

No. A homeowners insurance policy is specific to the property of the named insured.


Do homeowners insurance cover damage done by neighbors?

yes it does i know because someone broke our fire-pit and insurance covered it


How can you find out if someone has homeowners insurance if they won't answer you directly?

Contact a lawyer and file a lawsuit against him.


If someone breaks their foot on my property can I file a homeowners insurance claim for their medical bills?

Yes you May all you have to do is get intouch with your insurance agent or Company.


Does home owners insurance cover personal injury you caused to someone?

The liability portion of your homeowners insurance policy will cover costs of legal defense, (attorneys fees) and resulting judgements if you are found liable for accidental injury to another while they are in your home or on your property. It will not cover intentional injury though.


Is there a way to obtain someone's homeowners insurance after a fall if they are not willing to provide it?

You cannot go behind someone's back and file a claim on their insurance. If it is a major injury you can file suit and they will have to provide it to their insurance company so that the insurance company will defend them or settle the claim. This is to force the issue.


Where can a landlord obtain insurance for his rental property?

Most insurance companies that sell homeowners and renter's insurance also sell landlord insurance. Some companies where someone could purchase landlord insurance include Allstate, MetLife, and Progressive.


What kinds of things does my homeowners liability insurance cover?

When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.


What do various types of insurance cover or provide for a loss?

Auto Insurance - Repairs on damaged vehicles Renter's insurance - Replacement of stolen personal possessions Life insurance - Money for relatives of someone who dies Health insurance - Visits to the doctor or hospital Disability Insurance-wages lost because of injury or illness


What is homeowners liability insurance for?

The liability portion of your home insurance policy provides protection in the event someone asserts a claim of liability against the homeowner for damages or injuries.