No, your homeowners insurance would not provide coverage for your pet.
Yes, as long as the fire was not intentional.
I think your car insurance will cover that.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Accidental, Yes. Intentional, No
Most homeowner's insurance policies will cover fire and theft. Individual companies and policies will vary, so be sure you check with your insurance agent to verify if yours does.
Yes, Your homeowners Insurance Policy will cover fire damage to your home.AnswerYou better contact your insurance agent on that one.
If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.
yes it does i know because someone broke our fire-pit and insurance covered it
Yes, Homeowners insurance can cover plumbing damage when caused by a covered peril such as lightning, fire, wind, hail freezing etc. Refer to your insurance policy for covered perils. If your plumbing is just old or stopped up then that would be an owners maintenance issue. Homeowners insurance does not provide for maintenance.
Depends on the state. In Massachusetts, the landlord is required to carry insurance to cover $750 in the event of a fire.
No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.
Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
No. Homeowners insurance does not cover remodeling nor normal expected maintenance and risk mitigation of a home.
Fire, wind, and theft are a few of what I believe is to be 26 of the named perils on a home insurance policy.
Your lawnmower is typically covered under your personal property portion of your homeowners policy, less your deductible on your policy.
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
If you don't carry homeowners insurance and you have your home financed, you are breaking the contract and your bank will take out a forced place policy to cover their interest in the home and you will have to pay the premium which is far more than a homeowners policy. If it's not financed, you take the entire risk of loss upon yourself.
Perpetual insurance is most commonly used for homeowners insurance but can also be used for fire insurance. The most frequent conditions are that the insurer must make enough money to cover the losses in the event of a claim.
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.