Will homeowners insurance cover pet care after a fire?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.

If you have a classic car that is not covered and it cause a fire and burns your home Will it be covered by the homeowners policy?

Yes, Your homeowners Insurance Policy will cover fire damage to your home. Answer You better contact your insurance agent on that one.

Does homeowners insurance cover plumming?

Yes, Homeowners insurance can cover plumbing damage when caused by a covered peril such as lightning, fire, wind, hail freezing etc. Refer to your insurance policy for covered perils. If your plumbing is just old or stopped up then that would be an owners maintenance issue. Homeowners insurance does not provide for maintenance.

Do homeowners insurance cover damage done by neighbors?

yes it does i know because someone broke our fire-pit and insurance covered it

Does homeowners insurance cover the cost of cleanup after an unattended death?

No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.

Are tenant that rent covered by the owner homeowners insurance in the loss of fire?

Depends on the state. In Massachusetts, the landlord is required to carry insurance to cover $750 in the event of a fire.

Does homeowners policy cover the cost of plumbing repairs?

Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.

Where can you get homeowners insurance for a home that has had a fire?

If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.

Does homeowners insurance cover vandalism to your car in the driveway?

No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.

Does homeowners insurance cover damage done by foundation failure?

No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.

Will homeowners insurance cover damage to the walkways damaged by trees?

Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.

Will your homeowners policy cover replacement of wood shingles with cement fiberboard you live in a high fire area?

No. Homeowners insurance does not cover remodeling nor normal expected maintenance and risk mitigation of a home.

Will homeowners insurance cover my lawn mower destroyed by fire?

Your lawnmower is typically covered under your personal property portion of your homeowners policy, less your deductible on your policy.

What 3 types of risk does homeowners insurance cover?

Fire, wind, and theft are a few of what I believe is to be 26 of the named perils on a home insurance policy.

What if you don't have homeowners insurance?

If you don't carry homeowners insurance and you have your home financed, you are breaking the contract and your bank will take out a forced place policy to cover their interest in the home and you will have to pay the premium which is far more than a homeowners policy. If it's not financed, you take the entire risk of loss upon yourself.

Does home insurance cover damaged items in car or auto insurance?

Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.

Will homeowners insurance cover a furnace fire?

It depends on the cause of the furnace fire. Remember that homeowners insurance is all tied to the cause and whether or not it is a covered cause. If the furnace fire was caused because of lack of maintenance then it would not be covered. If the furnace fire started because of some other accidental covered cause then it would be covered.

If you have comprehensive insurance and your car was totally lost in a fire will the insurance cover the items inside IE GPS ipod that was lost?

The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.

What are the conditions that apply to perpetual insurance and what does it cover?

Perpetual insurance is most commonly used for homeowners insurance but can also be used for fire insurance. The most frequent conditions are that the insurer must make enough money to cover the losses in the event of a claim.

Will homeowners insurance cover broken tv?

Not unless it was broken due to a covered loss. IE Fire, Wind, Hail, etc.

What type of insurance covers hot plate fires?

If your hot plate caught fire in your house then your homeowners insurance subject to any deductibles would cover resulting damages.

Does homeowners insurance cover the cost of damage to property created by hoarding?

No, Hoarding is not a covered peril. Homeowners insurance covers losses that result from the natural perils listed on your policy. Typical Perils are Wind, Hail, Fire, falling objects etc.

What clauses should be added to the fire insurance policy to cover totally all risks?

A fire insurance policy covers "Fire". That's why it's called a fire policy. If you want more coverage then you have to step up to a homeowners insurance policy so you can get all the other coverages you want or need.

Does homeowners insurance cover fire damage caused by smoking?

Most policies will cover fire/smoke damage caused by any event other than arson. If the fire was accidental in nature more than likely your insurance company will cover the damage to your home. Call your company and report the claim. If the company does not cover the damage contact an attorney in your local area who specializes in first party insurance law. He/she will be able to help you.

Does homeowners cover an unknown leak in crawl space?

No, Plumbing maintenance and repairs are not covered by a Home insurance policy. Your homeowners insurance provides protection from losses that result from the policies covered perils, Typically, Fire, Wind, Hail, falling objects etc.

What is fire insurance claim?

It is either a claim for a fire or it is any type of homeowners claims since homeowners policies used to be called fire policies.

Does homeowners insurance cover broken faucet?

No. A broken faucet sounds like a maintenance or a manufacturer issue and not an insurance problem. Insurance covers events that happen due to a covered cause such as : fire, theft, lightning, windstorm, weight of ice or snow, and many others. The covered item happen in a sudden and accidental manner for them to be covered as well. At no time does a homeowners policy cover maintenance problems. This is not what a homeowners…

Does homeowners insurance cover damage to your neighbor's property caused by fire?

Usually your policy will have a section covering your liability as a homeowner. This may cover the neighbour. Check your policy ask your insurer

Does homeowners insurance cover water leak?

It depends on what caused the leak. If your leak was caused by a covered peril on your policy such as Hail wind fire etc, then your homeowners insurance would cover the cost of a repair and the repair of internal damage resulting from the leak. If the leak is resultant of aged material or normal wear and tear such as an old faucet or an old roof that has outlived the life of the…

Does homeowners insurance cover damage of your car in a house fire?

no motor vehicles are excluded - it would be covered under your auto policy provided you have comprehensive coverage.

Will your homeowners insurance cover damage to your neighbors property caused by fire damage?

Generally no. The only time that your homeowners policy will cover property of anyone else is if you are legally liable for the damages. For instance if you started a fire on purpose for some reasonable need that got away from you and they neighbor demanded payment. In this case you turn it over to your insurance company which will decide how to proceed. You liability section provides coverage for damages and they will provide…

Are boilers covered by homeowners insurance?

Since boilers are used in industries, they do not come under the purview of homeowners insurance and would rather come under Fire & Burglary insurance.

Does homeowners insurance cover auto damage caused by wind?

No. that's what Auto Insurance is for. Home insurance covers damage to your home from wind, hail, fire, lightning etc. Likewise, your auto insurance, comprehensive coverage would repair wind, fire, hail and lightning related damage to your vehicle.

Does homeowners cover cigerette fire?

Yes, as long as it was accidental.

Does homeowners insurance cover airconditioning units?

If your air conditioner is not operational due to age, wear or is simply broken down it is not covered under your homeowners Policy. If it was damaged due to a covered peril such as fire or lightning then it should be covered.

Does homeowners insurance cover damage to borrowed tools and yard equipment?

No, this would no be covered. The cause of the damage must be a covered cause such as fire, windstorm, theft, etc.

Does homeowner insurance cover hvac?

Your HVAC is covered under your homeowners insurance for the same perils as your home, such as Wind, Hail, Fire lightning etc and subject to the applicable deductibles. See your Home insurance policy for schedule of covered perils.

can you explain the HO-2475 under the NC Homeowners Insurance - will this cover a boat/jetski?

I'm not sure if does cover your home from damages from boat/jetski but it does however cover damages from wind, fire, smoke, hail, vehicles etc.

Does homeowner's insurance cover drainage pipes that are 50 years old and need to be replaced?

No, I'm afraid not. Homeowners insurance is for sudden unexpected losses that result from covered perils such as Fire, Wind, Hail, etc. Homeowners insurance never provides coverage for routine expected maintenance issues nor for upgrades.

Would homeowners insurance cover the remaining balance if the owner dies?

No, homeowners insurance pays for damages and losses due to certain hazards listed on the policy. Typically, Fire, wind, Hail, falling objects etc, But it will not pay the mortgage note nor pay the house off due to the death of a buyer.

Does insurance cover smoke damage?

If it is the result of a fire, the homeowners insurance should definitely cover it. But if it is something like a fire in a chimney flue, maybe not. That is considered routine maintenance. If it isn't done a claim might not be valid. Perhaps you can find some information in your homeowners policy or contact your insurance provider. If it's the result of a smoker living in the home, meaning you have nicotine and…

Is any insurance for fire damages?

Fire damage insurance is usually a part of your homeowners or renters insurance. Depending on your desired level of coverage, it may be necessary to pay an additional premium.

Does homeowners insurance cover root damage from your tree to your sewer pipe?

You would need to check with your insurance company to see if your have coverage for conveyances and what specific perils are covered, typically, fire, wind hail etc. Most Insurers would consider this a home maintenance issue and would not cover it.