Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.
No. Unless the foundation problem happened because of an earthquake or flood (and you have insurance to cover both catastrophic events), then your insurance will not cover something that has degenerated with time.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.
No, your homeowners insurance does not cover AC maintenance issues. however, depending on the type of policy you purchased, it may cover resulting structural damage after you have completed the necessary repairs to your AC system.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
You mean cover the owner who is listed on the policy? =No!
Homeowners insurance does not cover automobile nor there parts.