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Will homeowners insurance pay for mold removal caused by a window air conditioner?


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Wiki User
2011-07-20 09:08:36
2011-07-20 09:08:36

Most insurance policies now carry a "Mold Remediation" limitation. That means that the policy will only pay up to a certain limit for clean up.

Some policies "exclude" mold altogether. Which means you have no reimbursement for clean up.

Check your policy provisions to see how your policy responds. Please note that the Mold growth needs to be from a covered loss and not a maintenance issue so air condition seepage ( a maintenance issue ) is not a valid reason for a claim.

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