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Will homeowners insurance pay for the repair of bricks falling away from the home?


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Wiki User
2012-07-19 08:19:29
2012-07-19 08:19:29

Generally no, unless it is due to a SUDDEN and ACCIDENTAL event such as a tree falling against your house.

Cracks in brick & mortar are generally due to normal & gradual settlement and are not covered. They can also indicate foundation problems (also not usually covered unless due to a plumbing leak)

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Homeowners insurance specifically excludes damage done to any four wheel motorized vehicles and motorcycles. Your only coverage for such is under an auto insurance policy and you will need to have comprehensive coverage for such a claim.

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Not generally. If the repair man is responsible for damage, he is also responsible to repair it.

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Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.

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Only if it was damaged by a covered peril such as fire, vandalism, falling object, lightning strike, etc. If your Ac is just broken down then it will not be covered under your home insurance policy. That would be a normal and expected maintenance issue.

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Inside your home or outside and did you bother to READ your policy?


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