Auto Insurance
Auto Insurance Claims

Will insurance cover accident with suspended license?

456

Top Answer
User Avatar
Wiki User
Answered
2012-07-04 21:53:49
2012-07-04 21:53:49

Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.

001
๐Ÿ˜‚
0
๐ŸŽƒ
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
User Avatar

Related Questions


Yes. The fact that your license is suspended is NOT considered a contributing circumstance to an accident.




you will get a ticket and probably get your license suspended for longer and insurance will probably not cover the accident b/c you were driving with a suspended license but of course this is just one scenario


Insurance and Suspended LicensesYes, If you auto insurance policy was active and in force at the time of your accident then they will cover the losses to the extent and limits of your policy coverage. Bare in mind taht if the Insurance company was not previously aware of your license suspension and depending on the reason they may decide to cancel your policy.AnswerTypically, no. One of the conditions of coverage generally is the existence of a valid driver's license. If the license was suspended but you were nonetheless driving, the insurer may well have a coverage defense.


Check the laws of your state and your policy. In my state, it is illegal to drive with a suspended license. Your policy will have exclusions and limitations that specify their position on damage incurred while engaged in illegal activity. In summary... NO.


Sometimes a deductible will cover a hit and run accident if the driver does not have the license plate number. More often than not, they will not cover the accident because there is no proof of the accident.


If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.


Assuming you were the one driving his car, yes his insurance will cover his car. The insurance company may drop his coverage for 'irresponsible behaviour' by allowing another person to drive it AND that person had a suspended license. However, your boyfriend could take you to court for the damages rather than file a claim with his insurance company. Technically, you are responsible for his car and you would lose in court.


You can have insurance on a suspended plate. If you get in an accident with a suspended plate, though, your insurance company may not cover the accident because the car was not legal to drive.


No insurance company will cover you for driving whilst suspended. Any illegal activity will deem your policy null and void.


NO! Driving on a revoked license is deliberat act, providing that you knew you are not supposed to drive.


Your isnurnce will actually go down, not up, because you cant drive with a suspended license and you should cancel your insurance. If you drive anyway, your insurance will not cover you, so dont drive. if you have so many driving problesm just sell your car and take the bus or ride a bike.


The driver does not have proper insurance at this point. since the insurance did not cover provisional licenses, the insurance provider mask likely does not have to pay out on any claim.




No, Homeowners insurance is for the house. it does not cover cars or car accident claims.


Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.


You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.


You will probably receive a citation for driving while suspended. If you were not at fault for the accident, the other party involved should have insurance that will cover your loss or damage that resulted in the accident. It is a good thing that you were not at fault in this accident.


I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.




AnswerIf you have a suspended license you shouldn't be driving and won't need car insurance. On the other hand, if you are attempting to comply with a court order to get car insurance before getting a provisional license, you may have to go to one of the insurance companies that cover special needs. Call around to different insurance companies to see whether they will write a policy that covers what you want. It may cost extra though.OR... just call an insurance company Like NationWide and they will do it in the State of Washington. I just did.


The insurance policies that normally cover traffic accident compensation are vehicle insurance policies. To find out more, it is recommended to contact a local insurance agent.



Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.