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Insurance Coverage for Glass

This is considered "normal wear and tear", which is never covered by auto insurance companies, rather than an "accident" or "ocurrence", which are covered by insurance companies.

Here are more opinions and answers from other FAQ Farmers:

  • That depends, call and ask them if your policy would cover that. I don't think the coverage would replace a windshield simply because it is old. There should be some claims related event. And remember, there will be a deductible. Ask the glass company if they would waive or reduce that before scheduling a repair. A shop around if they will not work with you on reducing the deductible.
  • Probably not, even though it is a safety issue it is not broken, but I would check with my agent. Some insurance companies are more lenient than others.
  • I am a insurance agent for a large company, our policies do not cover this because it is considered wear and tear over a long period of time. You would have to have a crack in the window and even then the comprehensive deductible would apply. You should not file a claim for something as minor as a window, paying out of your pocket will save your premium and record in the long run.

Where do you live? If by any chance you live in Florida and have full coverage on your car they will pay for it without using your deductible The deductible does not apply for a windshield. I live in Florida and mine was replaced and I didn't have to pay anything. It was not cracked just pitted. Please call your agent

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โˆ™ 2011-09-13 17:54:41
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Q: Will insurance pay to replace a windshield that has become so pitted and cloudy that it is hard to see if you have complete glass coverage?
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Related Questions

Does an insurance company have to replace a broken windshield even if you do not have full coverage insurance in Florida?

No, unless it is due to someone els's liability. As in, someone hit you and your windshield cracked, then it is covered. If you had Comprehensive coverage you would be all set. It depends on whose insurance is paying and what caused the windshield to break. If it's your insurance and a rock chips the windshield and you don't have comp/collision... no.

How do you replace the windshield on a Saturn L200 2001?

My answer would be to take it to a professional. Contact your insurance carrier. If you have Comprehensive coverage, the windshield will more than likely be replaced at no cost to you. Replacing a windshield is not a DIY job.

Is your insurance Co responsible to replace a cracked windshield?

It depends on the specific provisions of your coverage; if you only have liability insurance, then no. If you have comprehensive coverage, then they will still only cover the cost above your deductible. Some insurance companies will cover windshield replacement with no deductible if you use their preferred repair company and agree to repair (rather than replace) the window if possible, but this is not universal. You should call your agent and ask.

Does full coverage insurance cover leaks in your windshield?

Depending on the size, shape, availability and type, replacing an RV windshield can cost $1,000 – $5,000. The high cost of replacing a motor-home windshield is due to the glass product itself and the technical skill and labor of the experts who are hired to replace the windshield. Most often, your insurance company will cover the bulk of the cost of a windshield replacement. Some insurance companies will cover windshield repairs and, in some cases, offer additional glass coverage in their policies. RVs are notorious for taking rocks to the windshield, so consider inquiring about additional glass coverage.

Do insurance companies pay to replace windshields if you have minimum coverage?

if you have comprehensive,it will pay for it.

What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.

What type of coverage does Cobra Insurance offer?

Cobra is the health insurance taken by an individual to replace his employer subsidized health insurance while shifting between two jobs, in order to maintain his status of continuous coverage.

How do you put in a windshield in a 1994 Ford Escort?

Call a professional and have them replace the windshield. It may be covered by your auto insurance if you have Comprehensive. You can easily break a windshield when replacing it. Want to take that chance and have to purchase another one. Let a pro handle this job.Call a professional and have them replace the windshield. It may be covered by your auto insurance if you have Comprehensive. You can easily break a windshield when replacing it. Want to take that chance and have to purchase another one. Let a pro handle this job.

How do you replace rear windshield on a 2000 sebring?

I've replaced a front windshield before and although I cannot tell you the complete process I know that you must kick the old windshield out from the inside.

How do you replace the windshield on a 1996 Chrysler Sebring convertible?

Replacing a windshield on a modern car is not a DIY job, besides, a broken windshields are covered by your insurance with no deductible. Call a Automobile glass replacement service and have them replace it.

How do I replace the windshield wiper switch?

How do I replace the windshield wiper switch?

Does homeowners insurance cover bodily injury to owner from an accident outside residence?

Homeowners Insurance is "Property" insurance not health insurance, it is not designed to replace medical or health coverage. You would need to review your policy language or contact Insurance Agent to determine if any coverage is available under your property insurance policy.

What type of insurance will pay for damage to your car or to replace your car if it is declared to be a total loss?

collision coverage

What is cell phone insurance?

Coverage to replace your cell phone if it's lost or damage. It may have a deductible.

Does your homeowners insurance cover you if you are injured on someone else's property?

No You would need to seek coverage under your medical insurance policy for accidental injuries. Homeowners insurance is for property and liabilities that may arise out of home ownership. Home insurance does not replace medical insurance. If you think the property owner is liable through cause of injury, you might seek coverage under their liability if they carry the coverage.

Can an insurance company pay to replace only a portion of a roof after hail damage?

Probably only if you have full coverage. Otherwise the Insurance company will deny you.

How do you fix a pitted windshield?

Replace windshield

Where can I find a windshield scratch remover?

First if you should have gotten the person's tag and then made him pay for you to get a new windshield. Perhaps you insurance may cover it though, none the less. If its a deep crack I would recommend getting the windshield replace because it could get worse and shatter complete while you are on the road. But for scratch remover you can go to AutoZone and find some.

How do you replace a windshield on a 1996 Honda Accord?

Do not attempt this yourself. Not a DIY repair. Call a professional auto glass center and have them replace it. This is probably covered by your auto insurance with no deductible. Call your insurance carrier to find out.

Where can I get a windshield repaired?

There are many companies that will come to you to replace a cracked windshield. Many times, you will not have to pay a dime because they directly bill and receive compensation from your car insurance provider. and are both good websites to get your windshield repaired.

i need to replace the windshield on a 94 toyota celica and wanting to do so as cheap as i possibly can ?

You should start by calling your insurance company. Most states require insurance companies to pay 100% of windshield replacements or repairs. You can't do better than free.

Does homeowners insurance cover any costs towards injury of the homeowner on their own property?

Homeowners insurance is "Property Coverage". Most home insurance policies only have 500 dollars medical coverage for the named insured which covers minor house hold injuries in and around the house. Some home insurance policies have no medical coverage at all since it's "property insurance". Your home insurance policy does not and can not replace your major medical or health insurance policy. Medical insurance and property insurance are two very different kinds of insurance.

Will Orange Customer service be able to replace your phone?

Orange customer service will be able to replace your phone for a fee if you do not have insurance coverage on your existing phone. They will also replace your phone number.

How could I get a free windshield replacement?

This mainly depends on the state and type of insurance that you have. Some insurance companies waive the deductible for windshields and/or all glass that is in a car. Also, if you live in Florida, Kentucky, Maasachusetts, or South Carolina insurers are required to charge you no deductible to replace your windshield. Discuss this with the insurance your insurance provider and also state laws.

Will homeowners insurance pay to replace worn out windows?

Normal wear and tear is not considered sudden or catastrophic. Homeowners Insurance does not provide coverage for home upgrade or maintenance expenses.