You will need to for the insurance claim for car repairs.
You can either pay for the repairs yourself, or make a claim on your insurance. If you make a claim without the other driver's info or a police report, you will likey be deemd at fault and your premiums may increase.
Fill out accident report with police. The person's insurance will pay for repairs.
Once you decided to not go through insurance and not file a police report, you left yourself open for paying for your own repairs. Sorry you learned such a hard lesson. Never have an accident and not get a police report. The insurance company is not going to pay out based on someone's word. A police report is needed to file a claim.
Yes. In a rear end accident, the liability is still there even if police are not called.
Backing into a pole hardly warrants a police report. Police reports are commonly done only when two vehicles collide on a public street. You simply go to your insurance agent and tell them that you backed into a pole, and they will take it from there and tell you what has to happen to get the repairs done.
Less your deductible, you should be covered under a "vandalism" clause. You shoukd get a police report completed as well.
Don't understand the part of the question about the "police repo," however, contact the at-fault party's insurance company ASAP - and if you have insurance coverage, contact YOUR insurance company as well. Both companies will want to begin investigations, take pictures of the vehicles, get copies of police reports and medical reports (if any injury), etc, etc.
Yes you can still file a claim with your insurance hopefully you got the other persons info so ythat you can pass it on to your adjuster.
If you have insurance call YOUR insurance and they will pay for your damages and then they will subrogate (meaning they will go after the other persons insurance for reimbursement) If the other person has been cited then they are clearly at fault. Nobody can deny that, make sure you contact the police department for a copy of the police report as well.
Yes, you do not need a police report to file a insurance claim.