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Worker's comp would be the employees only refielf unless he alleges the owner was guilty of gross negligence, altered a safety device, etc.

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โˆ™ 2007-01-21 18:51:46
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Q: Will liability insurance cover it if an employee sues the company and the manager if an employee gets hurt and says the manager was negligent?
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Related questions

Can an insurance company say an accident was 5 percent my fault?

yes, if your states liability statue is a ''comparative negligent' state which it must be.........


Will a liability release form keep me from getting sued if an employee gets hurt driving the company car?

There is no need to have your employees sign a liability release form. All you have to do is check with your insurance company to make sure you are covered with liability insurance.


What is the uninsured motorist clause about in the US?

The clause in a policy of insurance on a motorcycle, provides that if the owner of the motorcycle is injured by a negligent driver of another vehicle who doesn't have liability or insurance, then the insurance company will pay its insured's damages.


If an employee is on his way to work and driving a company car and has an accident is the employer liable?

In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.


Is the insurance company liable to replace a stolen car with only liability insurance?

If you only carry liability insurance, that is all that the insurance company is liable for in this state.


What can you do if you have liability who was hit by someone with liability insurance?

If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.


Where to buy product liability insurance?

Insurance Company


Where do you get liability insurance?

From any insurance company of your choice.


Can an employer force an employee to use their company health insurance as the employee's primary insurance when the employee already has very good insurance?

No, They can not


How does a liability insurance company protect one from lawsuits?

Anybody who subscribes to a liability insurance company is completely covered from any kind of lawsuits. A business liability insurance would cover the base costs of the defense fees.


What types of businesses sell Company Liability Insurance?

The Company Liability Insurance is a protection service. The company that sells the insurance is called Nationwide, and the base is in Colombus. One thing that is unique with this insurance is the uninsured and underinsured mororist coverage.


What is liability exposure?

Liability exposure is when a company or a person is open to being sued. Typically, they are negligent and cause harm, which makes the exposed to a lawsuit.


Can you help me find liability insurance Alicia?

Liability insurance depends on the area you live in. For example, Zurich Insurance is a good liability insurance for Canadians, while USLI is a good US company.


Where can one purchase liability car insurance?

You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.


Why is there a need for house insurance?

Insurance companies are in the business in accepting your risk in exchange for an insurance premium. You have the risk of loss in loosing your home to fire, theft, windstorm, flood, lightning, etc and by purchasing a policy you are transferring this risk of loss to the insurance company who agrees to rebuild your home or give you the funds to do so. The liability coverage also transfers the risk of liability loss from yourself to the insurance company. If someone came to your home and was injured on your steps by falling and you were negligent by not securing the steps properly and putting sturdy handrails on the steps. The insurance company protects you by providing your defense costs plus it pays any damages to the claimant if you are found negligent and required to pay a judgement by the courts.


What company offer's limited liability insurance?

You can purchase limited liability insurance from any company that sells a car insurance policy, so you will choose the level of coverage you want to buy.


Does a liability insurance company have to release a copy of the insurance policy to the claimant?

No.


What is the difference between employers' liability insurance and public liability insurance?

The difference between employers liability and public liability are simple. Employer liability insurance covers only claims made by the employees against the company. Public liability covers claims against the company by the general public as well as third parties claims.


What sort of liability insurance does one need for a sole proprietor educational services business?

Hi! You will need Errors and Omissions Insurance. This is basically a liability insurance policy that covers you, your employees and the company from claims of inadequate or negligent work. In addition to E&O insurance, you may also need general liability and commercial auto insurance. If you have a physical office and travel from location to location, general liability insurance will cover you in the event of a client or vendor being hurt while working on your job. A commercial auto policy will cover you if you are specifically using your vehicle for business purposes. Last but not least, if you are planning on having employees, you must also have worker's compensation insurance to limit your liability if an employee is hurt on the job. I hope this helps!


What insurance company provide auto insurance liability?

Allstate is one of the most well known insurance company that provides auto insurance liability. Other companies that provide this service include GEICO and Nationwide.


Where online can one find information about small business liability?

You can get information about small business liability insurance from almost any insurance company, even the ones that advertise for auto insurance. The Nationwide company has liability insurance for businesses. Information can be found on the official website.


Business Liability Insurance ?

form_title=Business Liability Insurance form_header=Protect your business with the right business liability insurance for your needs. What is the annual revenue of your company?=_ Does your company currently have insurance coverage?= () Yes () No What type of business liability insurance do you need? (Check all that apply)= [] General Liability [] Workers Compensation [] Business Owners Policy (BOP) [] Property [] Professional Liability [] Business Travel [] Business Automobile


I have liability only and my car was totaled?

If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


Why are liability insurance quotes varied from one company to the next?

While insurance liability quotes can vary greatly, they do not reflect on the company. The variances are usually based on the size of the company and its profitability.


What company is the leader for commercial liability insurance?

Commercial Liability Insurance is a must when you own a construction business. I would suggest you use Boggus Insurance Company. They are one of top leaders in the field.