It probably depends upon the medical insurance company you are with and what coverage you have with them. I have never seen a medical insurance policy that does not cover teeth knocked out in an accident - even with no dental insurance. I once was reimbursed by Blue Cross for my son's retainer that was broken as part of an accidental injury - again with no dental insurance. It also depends on the accident. How bad is the injury to mouth... There are a lot of little things that play in. Weather you need stitches or not. Surgery? One has to read the find print to determine if it qualifies. If it's just for regular dental work ex: extractions, root canals then probably not.
The at fault driver's auto insurance company will pay for your medical treatment out of their Bodily injury liability coverage.
Not usually, unless it is for the treatment of some serious and lengthy medical injury for which the auto insurance is insufficient.
A teacher should get an insurance when he teaches at school in order to avoid paying high medical treatment costs. In case of accident at work, a teacher can for reimbursement of medical cost.
Auto insurance is basically not a medical insurance. However, if you are involved in an accident and need medical attention or treatment from phisotheraphy or massage can be approved and paid by the insurance company based upon the medical reports and the need for the same. Massage treatment would fall under no fault coverage of the auto policy for eg in Ontario where this coverage is compulsory. In some parts of state this coverage is covered.
If you put medical insurance on the policy when the policy was purchased.
Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.
Well, it will be covered under medical insurance provided you are to stay at hospital/nursing home for a minimum period of 24 hours for treatment of your broken ankle. Alternatively, if you are having Personal Accident Policy, you can avail of medical benefit from that one.
Usually your own insurance.
You are to opt for Health Insurance Policy or a Personal Accident Policy (in case of loss of sight due to accident). In fact, Health Insurance Policy will provide you for medical expenses for treatment relating to recovery of eye sight only.
Medical insurance will not pay for marriage counseling, as there is no medical dianostic code for treatment and marriage counseling is not considered "medically necessary." There must be a medical diagnosis identified for any treatment to be covered by insurance (same as with medical conditions).
If you have medical payments in your insurance. Liability only does not pay medical benefits. And the medical bills have to be the result of an auto accident.
An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.
If you have an auto accident and you do not have auto insurance with medical payments coverage for your injuries and medical costs, you may need to research the coverages available through your medical insurance policy. If you are not at fault for the accident that caused you injury, and the third party insurance provider has taken responsibility for the accident, the at fault party's liability insurance should pay for medical injuries up to the limits on their policy. Because you do not have insurance, receiving a claim payout might require more work because you do not have an adjuster working for you. If you were at fault for the accident and you do not have auto insurance, you will need to speak with a representative from your medical insurance company to discuss the coverage provided under that policy. You may have a co-pay or a percentage you are responsible for depending on if you have an HMO or PPO.
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
Car insurance wont cover health insurance. Car insurance will cover any medical bills related to an automobile accident you are involved in though. If you were in an automobile accident, contact your auto insurance company right away.
I would switch insurance carriers.
They are usually paid directly to the provider. The injured party provides insurance information to the treating physician, who then bills the insurer for treatment rendered. These payments are often made under the insured's "no-fault" coverage.
If you live in a state that requires Personal Injury Protection (PIP) coverage (MN, NJ, MI, for example), then your auto insurance is the first dollar for medical treatment. If you have no PIP coverage, your health insurance will more than likely cover treatment for personal injuries. Check your policy to be sure -- if you have very limited insurance it may not.
Over and above medical coverage on your auto insurance. There is no way you can get out of telling your auto insurance company about the accident, because the health insurance company will tell them about it first. This also depends on whether or not your State allows health insurance to cover such accidents.
No, you shouldn't have to sign any forms after a car accident.
== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.
Insurance is defined as the equitable transfer or risk from one party to another for a pre-determined fee. Medical insurance regards this "risk" as the costs associated with modern healthcare. Medical Insurance will indemnify you against costs that you incur from receiving medical treatment.