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Will my auto insurance cover someone using my car who gets in a collision?
Wiki User
∙ 11y ago
Usually, but restrictions do apply.
Wiki User
∙ 11y ago
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Does liability insurance cover someone stealing your car?
No, but it might cover someone stealing your car and using it to hurt someone, especially if you negligently permitted the theft. "Liability", in this sense, means ,"liable for damages if you are sued." Theft of and damage to the car itself come under a different type of coverage.
What happens if your car gets totaled by another driver in collision accident?
You get the Traffic Collision Report. You find out who was at fault. You get the other driver's insurance information. You file a claim with his insurance company. Using an attorney to represent you helps to avoid you suffering through the process yourself.
If someone is pulled over while using someone else's car and that car has no insurance but the driver has insurance will that be okay with the DMV?
Depends on the state and also the insurance company. Most companies will cover any vehicle that you operate to an extent, however, in the majority of states, you can't register a vehicle (put license plates on it) without having liability insurance on that vehicle. Check your state laws.
Does full coverage insurance cover my car if someone else drives it?
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
In what circumstances does your auto insurance cover you and the car if you are driving a friends car?
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
What are some of the benefits of using a travel cover?
The benefits of using a travel cover are the cheap flight insurance, free airport transportation, and a free travel guide. One can get a travel cover by contacting one's credit card company.
Does myfull coverage insurance cover me using someone else's vehicle with no insurance?
I believe full coverage covers everything related to the car it is assigned to and nothing more.There may be specific insurances for business and such which covers multiple drivers and multiple cars but as for a personal insurance, it would only cover your specific car included in the contract. Alternative Answer The answer to your question will be written clearly on your "Certificate of Insurance"and contrary to the above many 'fully comprehensive' policies (In the UK at least) will provide cover for you to drive a car not owned by you and not hired (rented) by you.
Purchasing Collision Insurance In Pennsylvania?
Collision insurance is not required by Pennsylvania law but may be part of a vehicle loan stipulation. This insurance covers the cost of damage to vehicles owned by the insured party. It does not cover damages or the costs related to bodily injuries. Pennsylvania law requires liability insurance be carried in order to protect innocent victims in a car accident. Collision insurance is usually coupled with comprehensive coverage and is available from every auto insurance agent licensed in the state.Buying The Proper Amount Of CoverageCollision insurance rates depend on the value of the car and the driving history of the policyholder. The policy may be written in such a way as to cover only the actual value of the car at any time. Since this decreases over the years the insured may be paying the same amount even though the coverage becomes less and less. Drivers in Pennsylvania are encouraged to ask their insurance provider or agent about what the pay schedule would be for a rapidly depreciating vehicle.The policy will be broken into two parts. The first part deals with the amount of protection should the policyholder cause an accident involving damage to the vehicle or personal property. There will be several deductible amounts from which to choose. The least expensive policy will carry a deductible of no less than $500 and perhaps as much as $1,000. This is the amount the insured would have to pay out-of-pocket before insurance would cover the balance of repair costs. The second portion of the policy explains the coverage amounts for comprehensive insurance. The coverage may be less than the collision insurance portion but the deductible may be the same.Comparing Quotes OnlineInsurance shoppers in Pennsylvania may save money by combining their required liability insurance with collision and comprehensive insurance. Rates for combined policies vary greatly from one provider to another. By shopping online and using a comparison site, quotes for various deductible amounts and optional coverage types can be obtained in just minutes. Insurance shoppers may find that one company provides a good discount when personal injury protection and uninsured motorist protection are added to a policy containing liability and collision insurance. Personal injury protection is required in Pennsylvania and is automatically added to any quote given.Discussing the value of the car with an insurance agent is a good idea because the amount of collision insurance offered may not be sufficient to cover the loan balance should the car be damaged beyond repair. Insurance adjusters make sure the actual car value is the upper limit payable with this form of insurance. GAP insurance is sometimes available to cover the difference.
Can someone explain the difference between P and you insurance and FDD insurance?
FDD insurance is normally using in shipping insurance sectors. FDD is an abbreviation of 'Freight Demurrage And Defence'
What is a sentence using the word collision?
I got into a collision in the hallway with another kid.
What are the benefits of using Debenhams wedding insurance?
Debenhams state that there are many benefits to using their Wedding Insurance. These include the following: Up to å£50,000 cover if the wedding is cancelled, free cover for overseas weddings, and a free å£5 gift card. This list is non-exhaustive.
Can you be sued if someone has an accident under your insurance but you didn't know they were using it?
In the US, at least, you can be sued for just about anything. I'm uncertain as to exactly how you could not know someone was on your insurance policy, though.
