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Paying off collection or charge offs is NOT SUPPOSED TO reset the DLA (date of last activity). This is the date that determines how long a derogatory account can show on your credit report. You would need to find out the DLA on your specific accounts and follow up after payment to ensure that they are not re-aged. This would be illegal. Better yet, why not offer to pay for removal from your credit report completely?

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โˆ™ 2004-10-01 08:12:41
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These funds last 5 years have limited use and cannot pay for new obligations

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Q: Will paying off a few newer accounts in collections help your credit score or will it hurt by staying on your credit report even longer?
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